Housing Rehabilitation Programs - Semcac Community Action Agency - Mower County
111 North Main, Suite 201, Austin, MN 55912
Eligibility
Homeowners who are low-income and residents of Mower County
Required documents
Vary with specific program
Hours
8 am - 4:30 pm Monday - Friday
(507)864-8207
Voice
Email[email protected]
Interpretation services
Interpreters available
Application process
Call; visit website for information
Fees
Fixed interest rates; vary
Service area
Mower County, MN
Housing Rehabilitation Loan Program (RLP): Helps homeowners who are low-income make their homes safer, more livable, accessible, and energy efficient. Eligible improvements include plumbing, electrical wiring, roofing, heating, accessibility modifications, and any repair needed to meet code requirements. Loans are deferred, with a lien on the property, and are forgivable after 15 years if the home remains the owner's primary residence.
Includes mobile homes in a mobile home park, with a 10-year term.
Housing Accessibility/Emergency Loan Program (ELP): Assists homeowners with urgent repairs or essential accessibility improvements to their home. Guidelines and terms for this loan are the same as for the Rehab Loan Program.
Last Assured
01/07/2026
Providing organization
Semcac Community Action Agency - Mower County
A community action agency providing resources for food security, nutrition, housing/shelter, senior programs, transportation, Head Start programs, Energy Assistance, and more