Homeownership Program - Western Lake Superior Habitat for Humanity

2105 Woodland Avenue, Duluth, MN 55803

Eligibility

Low-income individuals whose current housing may be inadequate due to being overpriced, overcrowded, or in disrepair, who are unable to secure a conventional home loan to purchase a home, have the income to pay for a mortgage, and must reside in Carlton, Lake, and southern Saint Louis County

Required documents

Application/registration form picture ID proof of address proof of household income Social Security card/number

Hours

10 am - 3 pm Monday - Friday

(218)576-9360

Voice

https://www.wlshabitat.org/

[email protected]

Application process

Call; visit website for more information about qualifications

Fees

150 hours of sweat equity hours for households with one or more members and 250 hours for only one member households and completion of hours before the purchase of the home; 0% interest mortgage and escrow; vary by service

Service area

Carlton County, MN
Lake County, MN
Saint Louis County, MN

Description

Builds homes in partnership with qualifying partner families and the community, and then sells them at no profit with zero-percent interest mortgages to partnering families.

Last assured

09/01/2025

What's Here

Sweat Equity Programs Low Income

Providing organization

Western Lake Superior Habitat for Humanity

A non-profit volunteer organization that builds and repairs homes serving the counties of Carlton, Lake, and Saint Louis County