Medicare Savings Program - Freeborn County Human Services

Medicare Savings Programs have four sub-programs:- Qualified Disabled and Working Individuals (QDWI): Helps pay for Part A premiums only. Monthly income limits for individuals and married couples apply.- Qualified Medicare Beneficiary (QMB): Helps pay for Part A and B premiums as well as deductibles, coinsurance, and copayments. Monthly income limits for individuals and married couples apply.- Qualifying Individual (QI): Helps pay for Part B premiums only. Monthly income limits for individuals and married couples apply.- Specified Low-Income Medicare Beneficiary (SLMB): Helps pay for Part B premiums only. Monthly income limits for individuals and married couples apply. Monthly income limits and countable resource limits apply for individuals and married couples. Countable resources include money in a checking or savings account, stocks, and bonds. A home, one car, a burial plot, $1,500 in burial expenses (if the amount is put aside), furniture, and other household and personal items do not apply for the resource limit. Generally under these programs, premiums are put back into the monthly Social Security check making participants' monthly income increase, which takes a couple months to process.

07/17/2026