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Homeownership Program - Arrowhead Economic Opportunity Agency (AEOA) - Housing Services

702 3rd Avenue South, Virginia, MN 55792

Eligibility
Residents of Cook, Lake, and Saint Louis County; excluding the city of Duluth
Required documents
Verification of income, residency, and completion of the Homestretch Workshop program
Hours
8 am - 4:30 pm Monday - Friday
Application process
  • Call; visit website to sign up for a class
Fees
$40 Homestretch Workshop registration fee; $75 Framework fee
Service area
Cook County, MN Lake County, MN Saint Louis County, MN
Provides training, education, and counseling to first-time homebuyers. Classes are open to first-time homebuyers or current homeowners. Offers a variety of homeownership tools to start the journey of owning a home, such as:
  • Framework: Offers access to an online learning option. An alternative course designed to help homebuyers navigate the home-buying process, which can be completed at their own pace.
  • Homestretch Workshops: For individuals interested in learning how to buy a home. Local professionals such as real estate agents, lenders, and home inspectors speak about their part in the process. Down payment and closing cost assistance may be available to first-time homebuyers who complete the workshop, as well as meet other eligibility criteria. Virtual workshops are available.
  • One-On-One Counseling Session: Counseling sessions are free and are focused on affordability, types of mortgages, budgeting, savings, and accomplishing goals
Last Assured
09/03/2025
Providing organization
Arrowhead Economic Opportunity Agency (AEOA) - Housing Services

Build communities by helping people meet their basic living needs, have affordable housing, quality housing, and improve their quality of living

Homeownership Program - Arrowhead Economic Opportunity Agency (AEOA) - Housing Services