Services to home buyers: - Down payment and closing cost assistance - Home ownership preparation - Mortgage lending and prescreening - Prepurchase property inspections Services to homeowners: - Bid review and construction management - Free home inspections and lead paint hazard risk assessments - Home improvement planning - Low interest deferred loans - Refinancing Services to the neighborhood: - Neighborhood marketing - Neighborhood planning and development - New home construction and sales - Renovated homes for sale - Resource referrals