Homeownership Programs - Northwest Minnesota Multi County Housing and Redevelopment Authority - HRA
205 Garfield Avenue North, Mentor, MN 56736
Eligibility
- Community Revitalization Fund (CRF) and Section 8 Home Ownership Program: Residents of Kittson, Lake of the Woods, Marshall, Norman, Pennington, Polk, Red Lake, and Roseau counties. CRF serves first-time at-risk homebuyers who are homeless, on public assistance, unable to afford homeownership, and cannot meet the mortgage industry underwriting standards for traditional mortgage financing.
- Community Housing Development Organization (CHDO) and First Time Homebuyers (FTH) Program: Residents of Kittson, Marshall, Norman, Pennington, Polk, Red Lake, and Roseau counties
Required documents
Application/registration form
identification
proof of household income
Hours
8 am - 4:30 pm Monday - Friday
(218)309-0048
Voice·
Community Revitalization Fund (CRF) Katelyn
(218)637-2431
Voice
(218)309-0047
Voice·
First-Time Homebuyer Porgram Charity
Application process
Call; email; visit website
Fees
Vary
Service area
Kittson County, MN
Lake Of The Woods County, MN
Marshall County, MN
Norman County, MN
Pennington County, MN
Polk County, MN
Red Lake County, MN
Roseau County, MN
Homeownership programs include:
Community Housing Development Organization (CHDO): Provides homes available under a Contract for Deed with no down payment for those who qualify to assist in the stabilization of declining neighborhoods. Program rules provide a 0% down payment and interest loan for a maximum of 30 days.
Community Revitalization Fund (CRF): ?Provides low interest loans for qualified individuals in building or buying existing homes. Down payment assistance may be available through CRF program.
First-time Homebuyer Program: Partners with Minnesota Housing Finance Agency for funding made available annually
Section 8 Home Ownership Program: Helps with mortgage payments for current participants of the Section 8 Housing Choice Voucher program. The program is open to participants who have been on the voucher program for at least one year. Once on the program, the family will be issued a Homeownership voucher.
Last Assured
05/04/2026
Providing organization
Northwest Minnesota Multi County Housing and Redevelopment Authority - HRA
Operates rental assistance programs, community development programs, down payment assistance, and other housing programs throughout the service area
