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Home Ownership Services - Habitat for Humanity - West Central Minnesota

4722 Highway 71 NE, Willmar, MN 56201

Eligibility

Income limits apply; residents of Chippewa, Kandiyohi, Meeker, Renville, and Swift counties Minnesota

Required documents

Vary

Hours

9 am - 5 pm Monday - Friday

Interpretation services

Interpreters available; Somali; Spanish

Application process

Call; email; walk in

Fees

None; 30 year mortgage with 0% interest

Service area

Chippewa County, MN Kandiyohi County, MN Meeker County, MN Renville County, MN Swift County, MN

Other Information

Program Fees

  • No Fee

Application Process

  • Walk In

Languages

  • Spanish
  • Somali
Provides a hand-up to low-income families that are unable to qualify for a traditional home mortgage through a lender or other programs. Does not give houses away for free, but instead offers affordable, low-interest mortgages to families that qualify.
  • Partners with families to build simple, decent, affordable housing
  • Before moving in, must contribute: 300 hours of labor for a couple, 200 hours of labor for a single adult/parent
  • Family receives support during the partnering year

Last Assured

03/17/2026

Providing organization

Habitat for Humanity - West Central Minnesota

Dedicated to eliminating substandard housing locally and worldwide through constructing, rehabilitating, and preserving homes; by advocating for fair and just housing policies; and by providing training and access to resources to help families improve their shelter conditions.