Community Land Trust - One Roof Community Housing
A program allowing lower-income home-buyers to purchase Land Trust homes for a significantly reduced price. When homeowners move, they agree to pass on the benefits they received by selling their home below market price to another income-qualified buyer. The purpose of a Community Land Trust is to provide access to land and housing to people who might otherwise be denied access; to increase long-term community control of neighborhood resources; to empower residents through involvement and participation in the organization; and to preserve the affordability of housing permanently.
Categories
Last assured
01/15/2025
Physical Address
12 East 4th Street, Duluth, MN 55805
Hours
8 am - 4:30 pm Monday - Thursday
Voice
Application process
- Call; visit website - To apply, homebuyers must complete an application, obtain mortgage pre-approval from a participating lender, attend a land trust program orientation, and complete the Homestretch class
Fee
Vary by service
Required documents
Application; proof of income
Eligibility
Serves cities of Duluth, Grand Marais, Hermantown, Proctor, Two Harbors, and Grand Marais; income guidelines apply; call for information
Service area
Duluth, MN Grand Marais, MN Duluth, MN Hermantown, MN Proctor, MN Two Harbors, MN
Agency info
One Roof Community Housing
Nonprofit providing quality, affordable home ownership opportunities