Financial Counseling Service - Lutheran Social Service

Financial Counseling Service - Lutheran Social Service - Mankato

710 South 2nd Street, Mankato, MN 56001

Eligibility

Residents of Blue Earth, Brown, Faribault, LeSueur, Martin, Nicollet, Sibley, Waseca, and Watonwan counties

Required documents

- Identification (e.g., driver's license, state ID) Financial documents relevant to the service requested, such as: - Debt statements (credit cards, loans, collections) - Income statements or pay stubs - Mortgage or housing documents (if applicable) Any other documents requested by the counselor to assess financial needs

Hours

8 am - 5 pm Monday - Friday

(888)577-2227

Voice

https://www.lssmn.org/services/older-adults/finances/financial-counseling

[email protected]

Application process

- Call for appointment or ask for the 'Counselor on Call' to be put on a call back list if you have one or two questions, and a full appointment is not desired - Pre-scheduled appointments are available for face-to-face in office, by phone, or online - No walk-in services are provided

Fees

Budget Counseling Assessments, Housing Counseling, and Credit Report Reviews: None Debt Management Program, Reverse Mortgage Counseling, and Financial Education Workshops/Presentations: Vary by service

Service area

Blue Earth County, MN
Brown County, MN
Faribault County, MN
Le Sueur County, MN
Martin County, MN
Nicollet County, MN
Sibley County, MN
Waseca County, MN
Watonwan County, MN

Description

Financial counseling program components: - Debt Management Plan for debt consolidation and restructuring - Debt repayment strategies and options - Budgeting and cash flow assessment - Credit report reviews - Reverse mortgage counseling and certificate - HUD approved mortgage delinquency and foreclosure prevention counseling Guidance on addressing and resolving financial issues: - Credit card delinquency - Credit reporting - Garnishments - Collection accounts and judgments - Defaulted student loans - Money and Credit Management Workshops available to employer and community groups

Last assured

11/26/2025

What's Here

Mortgage Delinquency and Default Counseling Personal Financial Counseling HUD Approved Counseling Agencies Credit Counseling Reverse Mortgage Programs Debt Consolidation Services Financial Literacy Training

Providing organization

Lutheran Social Service - Mankato

Offers a wide range of services that support food, shelter, safety, and the physical, emotional, and spiritual well-being of individuals and families.