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Financial Counseling Service - Lutheran Social Service - Mankato

710 South 2nd Street, Mankato, MN 56001

Eligibility
Residents of Blue Earth, Brown, Faribault, LeSueur, Martin, Nicollet, Sibley, Waseca, and Watonwan counties
Required documents
  • Identification (e.g., driver's license, state ID)
Financial documents relevant to the service requested, such as:
  • Debt statements (credit cards, loans, collections)
  • Income statements or pay stubs
  • Mortgage or housing documents (if applicable)
Any other documents requested by the counselor to assess financial needs
Hours
8 am - 5 pm Monday - Friday
Application process
  • Call for appointment or ask for the 'Counselor on Call' to be put on a call back list if you have one or two questions, and a full appointment is not desired
  • Pre-scheduled appointments are available for face-to-face in office, by phone, or online
  • No walk-in services are provided
Fees
Budget Counseling Assessments, Housing Counseling, and Credit Report Reviews: None Debt Management Program, Reverse Mortgage Counseling, and Financial Education Workshops/Presentations: Vary by service
Service area
Blue Earth County, MN Brown County, MN Faribault County, MN Le Sueur County, MN Martin County, MN Nicollet County, MN Sibley County, MN Waseca County, MN Watonwan County, MN

Other Information

Hours of Operation

  • Open Weekday Evenings After 5 pm
Financial counseling program components:
  • Debt Management Plan for debt consolidation and restructuring
  • Debt repayment strategies and options
  • Budgeting and cash flow assessment
  • Credit report reviews
  • Reverse mortgage counseling and certificate
  • HUD approved mortgage delinquency and foreclosure prevention counseling
Guidance on addressing and resolving financial issues:
  • Credit card delinquency
  • Credit reporting
  • Garnishments
  • Collection accounts and judgments
  • Defaulted student loans
  • Money and Credit Management Workshops available to employer and community groups
Last Assured
11/26/2025
Providing organization
Lutheran Social Service - Mankato

Offers a wide range of services that support food, shelter, safety, and the physical, emotional, and spiritual well-being of individuals and families.

Financial Counseling Service - Lutheran Social Service - Mankato