Housing Rehabilitation Programs - Semcac Community Action Agency - Owatonna
209 East Main Street, Suite A, Owatonna, MN 55060
Call or check website for a list of participating lenders statewide who will assist with the application process.
Fixed interest rates; vary
Dodge County, MN
Fillmore County, MN
Freeborn County, MN
Houston County, MN
Mower County, MN
Steele County, MN
Winona County, MN
Description
MN Housing Rehabilitation Loan Program: Helps low-income homeowners make their homes more livable, accessible, and energy efficient. Eligible improvements include plumbing, electrical wiring, roofing, heating, accessibility improvements, and remedy of any defect preventing the structure from meeting code requirements. Loan places a 15-year mortgage on the property and is forgivable after 15 years only if it remained the owner's principal place of residence. Includes mobile homes in a mobile home park, with a 10-year term. MN Housing Accessibility/Emergency Loan Program: Assists homeowners needing emergency assistance and/or essential accessibility improvements to their home. Guidelines and terms for this loan program are the same as for Rehab Loan Program.
Last assured
10/22/2025
Providing organization
Semcac Community Action Agency - Owatonna
Provides emergency assistance to people in crisis to address issues such as poverty, unemployment, inadequate housing, poor nutrition, and lack of educational opportunities through programs