Housing Rehabilitation Programs - Semcac Community Action Agency - Steele County
209 East Main Street, Suite A, Owatonna, MN 55060
Eligibility
Homeowners who are low income and are residents of Steele County
Required documents
Vary
Hours
8 am - 4:30 pm Monday - Friday
(507)864-8207
Voice
Email[email protected]
Application process
Call; email; visit website for information
Fees
Fixed interest rates; vary
Service area
Steele County, MN
MN Housing Rehabilitation Loan Program: Helps low-income homeowners make their homes more livable, accessible, and energy efficient. Eligible improvements include plumbing, electrical wiring, roofing, heating, accessibility modifications, and any repair needed to meet code requirements. Loans are deferred, with a lien on the property, and are forgivable after 15 years if the home remains the owner's primary residence.
Includes mobile homes in a mobile home park, with a 10-year term.
MN Housing Accessibility/Emergency Loan Program: Assists homeowners with urgent repairs and essential accessibility improvements to their home. Guidelines and terms for this loan program are the same as for Rehab Loan Program.
Last Assured
01/19/2026
Providing organization
Semcac Community Action Agency - Steele County
A community action agency providing resources for food security, nutrition, housing/shelter, senior programs, transportation, Head Start programs, Energy Assistance, and more