Provides no cost foreclosure prevention counseling services to help homeowners with foreclosures in Wright county. Counselors assist homeowners with understanding their current mortgage, developing a budget, analyzing the homeowner's financial situation and educating borrowers about options that are available to them. WCCA counselors will also educate homeowners about the foreclosure process and loss mitigation options designed to prevent foreclosure. Where appropriate, WCCA will assist homeowners with applying for a loan modification based on their options and and current situation. A loan modification may alter the terms of a mortgage to make it affordable for the homeowner under current economic conditions. Counselors also provide information on services, resources and programs available in Wright County that may address related household needs.