55+ Driver Discount Program courses are sanctioned by the State Department of Public Safety and will help people save 10% on auto insurance premiums. All driver improvement courses must be refreshed every three years in order to maintain this discount. ?Offers courses through multiple options to fit customer's needs, this includes self-paced, virtual meetings, and classroom training. - Certified driving instructors trained by the MN Highway Safety & Research Center - Eight hours of classroom instruction on driver safety including steering and braking techniques for first time person. Completion of a four-hour refresher every three years after this initial course to maintain the insurance discount.