Description

Provides a HUD Certified Homeownership Advisor for free to help households through the home buying journey. Services provided: - An advisor to assess the household's current situation and determine mortgage readiness, review credit report, and answer home buying questions - Helps individuals set goals and action plans - Homebuyer education classes and workshops to understand the home-buying process. Classes are virtual. - Financing options through the United States Department of Agriculture (USDA) Home Loans program. The loan assists households in purchasing safe and sanitary housing in rural areas. There is no down payment required and no monthly mortgage insurance payments. - Find a home to purchase and refer households to real estate agents and other professionals involved in the home purchase. Income qualified households will be determined based on availability of resources for the Partnership Community Land Trust program. - Low or no interest, deferred loans to cover closing costs or down payments on a home - Walk through closing of a home, review real estate documents, and loan disclosure

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