Housing Rehabilitation Programs - Semcac Community Action Agency - Albert Lea
204 West Clark Street, Albert Lea, MN 56007
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Fixed interest rates
Dodge County, MN
Fillmore County, MN
Freeborn County, MN
Houston County, MN
Mower County, MN
Steele County, MN
Winona County, MN
Description
MN Housing Rehabilitation Loan Program: helps low-income homeowners make their homes more livable, accessible, and energy-efficient. Eligible improvements include plumbing, electrical wiring, roofing, heating, accessibility improvements, and remedy of any defect preventing the structure from meeting code requirements. Loan places a 15-year mortgage on the property and is forgivable after 15 years only if it remained the owner's principal place of residence. Includes mobile homes in a mobile home park, with a 10 year term. MN Housing Accessibility/Emergency Loan Program: assists homeowners needing emergency assistance and/or essential accessibility improvements to their home. Guidelines and terms for this loan program are the same as for the Rehab Loan Program.
Last assured
06/02/2025
Providing organization
Semcac Community Action Agency - Albert Lea
Provides emergency assistance to people in crisis; addresses the causes of poverty through programs that fight unemployment, inadequate housing, poor nutrition, and lack of educational opportunities.