Housing Rehabilitation Programs - Semcac Community Action Agency - Freeborn County
204 West Clark Street, Albert Lea, MN 56007
Eligibility
Homeowners who are low income and are residents of Freeborn County
Required documents
Vary with specific program
Hours
8 am - 4:30 pm Monday - Friday
(507)864-8207
Voice
Email[email protected]
Application process
Call; visit website for information
Fees
Fixed interest rates; vary
Service area
Dodge County, MN
Fillmore County, MN
Freeborn County, MN
Houston County, MN
Mower County, MN
Steele County, MN
Winona County, MN
MN Housing Rehabilitation Loan Program: Helps low-income homeowners make their homes more livable, accessible, and energy efficient. Eligible improvements include plumbing, electrical wiring, roofing, heating, accessibility improvements, and remedy of any defect preventing the structure from meeting code requirements. Loan places a 15-year mortgage on the property and is forgivable after 15 years only if it remained the owner's principal place of residence.
Includes mobile homes in a mobile home park, with a 10-year term.
MN Housing Accessibility/Emergency Loan Program: Assists homeowners needing emergency assistance and/or essential accessibility improvements to their home. Guidelines and terms for this loan program are the same as for the Rehab Loan Program.
Last Assured
01/05/2026
Providing organization
Semcac Community Action Agency - Freeborn County
A community action agency providing resources for food security, nutrition, housing/shelter, senior programs, transportation, Head Start programs, Energy Assistance, and more