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HOPE Foreclosure Hotline - Homeownership Preservation Foundation

National homeowner hotline provides homeowners with a specific, actionable plan that can help avoid foreclosure, or explore alternatives to foreclosure if homeownership cannot be maintained. - Assistance is available nationwide, 24 hours/7 days a week - There is no cost to the homeowner, since participating lenders and the Foundation fund the counseling sessions

Last assured

02/19/2024

Physical Address

7645 Lyndale Avenue South, Minneapolis, MN 55423

Hours

- Office hours: 8 am - 5 pm Monday - Friday - 24-hour foreclosure hotline

Voice

(888)995-4673

(888)995-HOPE

Voice

(877)304-9709

Application process

- Call; email; visit website - If currently working with a mortgage servicer and have additional questions or need assistance following up with a mortgage servicer, ask for MHA Help to escalate the call

Required documents

Be prepared before calling: Housing experts will need to gather some information; have as many of the following documents on hand as possible: - Monthly mortgage statement - Information about other mortgages on the home, if applicable - Two most recent pay stubs for all household members contributing toward mortgage payment - Last two years of tax returns - If self-employed, the most recent quarterly or year-to-date profit and loss statement - Documentation of income received from other sources (alimony, child support, social security, etc.) - Two most recent bank statements - A utility bill showing homeowner name and property address - Unemployment insurance letter, if applicable - Account balances and minimum monthly payments due on all credit cards - Information about savings and other assets - It may also be helpful to have: A letter describing any circumstances that caused your income to be reduced or expenses to be increased (job loss, divorce, illness, etc.) if applicable

Eligibility

Homeowners facing foreclosure; serves residents of Minnesota, Iowa, Wisconsin, North and South Dakota

Service area

IA MN ND SD WI

Agency info

Homeownership Preservation Foundation

Nonprofit organization dedicated to preserving home ownership

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