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Home Ownership Program - Habitat For Humanity Serving Winona County

126 North Baker Street, Winona, MN 55987

Eligibility

Families and individuals in Winona County; must meet the following requirements: must be living in sub-standard housing, unable to obtain a conventional loan, must be willing to pay back the no-interest loan, and must be willing to put in 300 hours of work on their home

Required documents

Call for information

Hours

7 am - 3 pm Monday - Friday
(507)457-0003
Voice·

Intake General Inquiries

(507)858-9449
Voice·

Intake Applications

Interpretation services

Language interpreters may be available through a connection to Project Fine. Call for specific information.

Application process

Applications are accepted on a rolling basis, and reviewed monthly

Fees

Call or email for information

Service area

Winona County, MN
Habitat homes are built or renovated using as much volunteer labor and donated materials as possible. The recipient(s) must be involved in the construction of the homes. Houses are sold to recipient families or individuals at no profit, and no-interest mortgages are issued over a fixed period. Small monthly mortgage payments, including taxes and insurance, are repaid over an average of 30 years and deposited into a revolving "Fund For Humanity" which supports the construction of more houses.

Last Assured

04/23/2026

Providing organization

Habitat For Humanity Serving Winona County

A non-profit organization that partners with community members to repair existing homes and construct affordable new housing for individuals and families.