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Home Loans - City of Minneapolis, Community Planning and Economic Development

505 4th Avenue South, Room 320, Minneapolis, MN 55415

Eligibility

Owner-occupants, first time home buyers, contract for deed purchasers or absentee owners of property in Minneapolis. Interest rate and term of loan depends upon family income and guidelines for each program.

Required documents

Application/registration form proof of household income

Hours

8 am - 4 pm Monday - Thursday 9 am - 4 pm Friday
https://www.minneapolismn.gov/resident-services/property-housing/housing/owning/home-improvement-financing/
[email protected]

Interpretation services

Interpreters available

Application process

Call

Fees

Vary by service

Service area

Minneapolis, MN

Description

Helps finance repairs for one- to four-unit properties, including duplexes, single-family homes, and townhouses. Offers secured and unsecured loans ranging from $2,000 to $75,000, with options that may or may not require monthly payments. Grants are available to address lead-based paint risks. Referrals are also provided to grant and volunteer-based no-cost programs.

Last Assured

09/19/2025

Providing organization

City of Minneapolis, Community Planning and Economic Development

Works to create and protect affordable housing, support local businesses from start to success, plan how the city uses its land, and makes sure buildings are safe and will last.