Medicare Savings Programs have four sub-programs: - Qualified Disabled and Working Individuals (QDWI): Helps pay for Part A premiums only. Monthly income limits or individuals and married couples apply. - Qualified Medicare Beneficiary (QMB): Helps pay for Part A and B premiums as well as deductibles, coinsurance, and copayments. Monthly income limits for individuals and married couples apply. - Qualifying Individual (QI): Helps pay for Part B premiums only. Monthly income limits for individuals and married couples apply. - Specified Low-Income Medicare Beneficiary (SLMB): Helps pay for Part B premiums only. Monthly income limits for individuals and married couples apply. Countable resources include money in a checking or savings account, stocks, and bonds. A home, one car, a burial plot, $1500 in burial expenses (if the amount is set aside), furniture, other household items, and personal items do not apply toward the resource limit. Generally, under these programs, premiums are put back into the monthly Social Security check, increasing participants' monthly income which can take a couple of months to process.