- Housing Choice Vouchers (HCV) Program (formerly Section 8): designed to assist very low-income families, the elderly, and people with disabilities. This program, following HUD rules and regulations, empowers eligible participants to secure quality, safe, and sanitary housing within the private market. Participants are free to choose their own homes, be it apartments, townhouses, or single-family houses, provided these meet the program's specific criteria. Program participants choose a rental unit from the private rental market and the property owner must be willing to accept voucher-assisted tenants. All assisted rental units must pass an annual inspection based on federally established Housing Quality Standards. - First-time home-buyer affordable mortgage program