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Home Repairs - United Community Action Partnership

1400 South Saratoga Street, Marshall, MN 56258

Eligibility
  • Homeowner must occupy the property majority of the year and the home being repaired must be the principal place of residency
  • Homeowner must meet at 80% area median income as determined by HUD Section 8
  • Homeowner must be current on real estate taxes, mortgage payments, and have homeowners' insurance
  • Residents of Cottonwood, Jackson, Kandiyohi, Lincoln, Lyon, McLeod, Meeker, Redwood, and Renville counties
Required documents
Application/intake form homeowner's insurance photo ID proof of income
Hours
8 am - 4:30 pm Monday - Friday
Application process
Call; visit website to print an application
Fees
Vary
Service area
Cottonwood County, MN Jackson County, MN Kandiyohi County, MN Lincoln County, MN Lyon County, MN Mcleod County, MN Meeker County, MN Redwood County, MN Renville County, MN

Other Information

Program Fees

  • Sliding Scale/Reduced Fee
Provides two financial loan programs for low to moderate income individuals who are residing in substandard housing. Minnesota Housing Finance Agency (MHFA) - Rehabilitation Loan Program:
  • Assists low-income homeowners in financing basic home improvements that directly affect the safety, habitability, energy efficiency, or accessibility of their home
  • Funds can be used for single-family homes, townhomes, condominiums, and manufactured housing taxed as real or personal property
  • Loan are forgiven if the borrower does not sell, transfer title, or ceases to occupy the property during the loan term
  • Maximum loan amount is $37,500. Loan term is 15 years for properties taxed as real property and 10 years for mobile/manufactured homes
Small Cities Development Program (SCDP):
  • Deferred loans at 0% with no interest and no monthly payments if the property does not change ownership within the time specified in the grant guidelines (except life estates or contract for deeds)
  • Funds can be used for single-family homes
  • Homeowners enter into a repayment agreement with the City to accept the conditions of the loan. The repayment agreement will be filed at the County Recorder's Office.
  • UCAP inspects the property, identify housing problems, and will work with the household to determine what repairs should be done
  • Upgrades to properties, meet code requirements, and design standards. Examples include roofing, foundations, siding, heating units, electrical, plumbing, and other health and safety items.
Last Assured
02/07/2025
Providing organization
United Community Action Partnership

Community action agency providing programs such as affordable housing, child development, emergency financial assistance for rent/mortgage, homeless shelter, basic needs, transportation, and weatherization to nine counties across southwest Minnesota