Assisting low-income working adults to save money for either post secondary education, home purchase, vehicle purchase, or starting/expanding a small business. - Participants place $84.00 per month into a FAIM savings account for two years - All money saved is matched at a 3:1 ratio - Participants save up to $2,000 over the two years and receive $8,000 - Participants learn to change spending and savings behavior, including consumer debt reduction - Participants are required to complete a minimum of 12 hours of financial management classes and an additional 10 hours of asset-specific classes