Financial Counseling - Lutheran Social Service of Minnesota - Financial Counseling
709 University Avenue West, Saint Paul, MN 55104
Eligibility
Open to all
Required documents
Bring relevant financial information (income, list of expenses, bills, debt or collection statements) to the counseling appointment.
Hours
8 am - 5 pm Monday - Friday
some evenings by appointment
(888)577-2227
Voice·
Appointments
Email[email protected]
Languages
Hmong, American Sign Language, Spanish
Interpretation services
Interpreters available upon request
Application process
Call for appointment. Appointments are available online, by phone and in person
Fees
No fee for initial appointment. Debt Management Plan fees are explained in followup appointments if appropriate.
Service area
MN
Other Information
Languages
- Hmong
- Spanish
Hours of Operation
- Open Weekday Evenings After 5 pm
Services provided in person as well as by phone counseling and internet. Services include:
- Budget and Debt Counseling: Counselors work with clients on an in-depth review of their living expenses and debts combined with counselor guidance in debt management, goal planning strategies, or suggestions of alternate ways of handling particularly difficult financial concerns.
- Counselor on Call: Counselors provide brief Q & A to address consumer questions. The counselor can provide the caller with information about credit and debt, make referrals to community resources, or schedule an appointment with staff for other financial counseling services.
- Debt Management Plan: Consolidates monthly bills into one simple payment, often with lower payments and interest rates
- Financial Education: Workshops and classes for all age groups are geared to help individuals control their finances and provide resources on various financial topics; delivered to schools, churches, employers, and community groups.
- Housing Counseling: Pre purchase homebuyer, post purchase, foreclosure prevention, and reverse mortgage couseling, provided. HUD approved housing counseling agency.
- Student Loan Counseling: Helps individuals navigate repayment options for federal, state, and private loans. Helps individuals determine eligibility for repayment options, contact lenders, and can assist in developing a plan that considers the individual's financial situation.
Last Assured
12/23/2025
Providing organization
Lutheran Social Service of Minnesota - Financial Counseling
Equips and enables people with guidance, knowledge, and tools to achieve freedom from financial stress and achieve their goals.