- Childhood immunizations are available for children without insurance or whose insurance does not cover immunizations or there's a high deductible. - For adults only Flu vaccines are available, for those with or with out insurance. If health insurance doesn't cover immunizations, tell clinic staff before getting the immunization, to avoid an unnecessary bill. The cost of children vaccine could be covered by the Minnesota Vaccines for Children program (MnVFC) for eligible applicants. Ask for application at the doctor's office.