Assists consumers in resolving problems in the areas of insurance, banking, securities, real estate, collection agencies, payday lending, currency exchanges, and residential mortgage originator (including loan modification). This includes complaints or potential misconduct or fraud. Assists Minnesotans to reunite with unclaimed property held by the State of Minnesota. The Department of Commerce maintains an online database of unclaimed property in Minnesota. Searching the database is free online at www.missingmoney.com. Conducts criminal investigations of suspected insurance fraud and related financial crimes. Types of insurance fraud that are investigated include: - Automobile - Commercial - Disability - Health - Homeowners - Life - Mortgage Fraud (Title Fraud) - Worker's Compensation

Provides free legal representation and advice to low income and other needy elderly. Case priorities for representation focus on problems that affect low income elderly. Callers who do not fit into priorities receive advice, or information and referral. Handles cases such as: - Abusive debt collection practices - Benefits: Food Stamps (SNAP), Medical Assistance (MA), Social Security Disability, Personal Care Assistance (PCA) - Elder Abuse - Health Care Directives - Housing: Eviction, Subsidized Housing, Reasonable Accomodations of disabilities - Nursing home issues (payment, conditions, and discharge) - Utility Shut-off assistance

Provides free legal representation and advice to low income and other needy elderly. Case priorities for representation focus on problems that affect low income elderly. Callers who do not fit into priorities receive advice, or information and referral. Handles cases such as: - Abusive debt collection practices - Benefits: Food Stamps (SNAP), Medical Assistance (MA), Social Security Disability, Personal Care Assistance (PCA) - Elder Abuse - Health Care Directives - Housing: Eviction, Subsidized Housing, Reasonable Accomodations of disabilities - Nursing home issues (payment, conditions, and discharge) - Utility Shut-off assistance

Financial counseling program components: - Debt Management Plan for debt consolidation and restructuring - Debt repayment strategies and options - Budgeting and cash flow assessment - Credit report reviews - Reverse mortgage counseling and certificate - HUD approved mortgage delinquency and foreclosure prevention counseling Guidance on addressing and resolving financial issues: - Credit card delinquency - Credit reporting - Garnishments - Collection accounts and judgments - Defaulted student loans - Money and Credit Management Workshops available to employer and community groups

Provides free civil and criminal legal services to enrolled Mille Lacs Band of Ojibwe members. services available: - Answer questions - Go to court - Notary services - Provide legal services - Resolve cases on behalf of clients Program does not accept all cases and may deny services based on criteria of the case and the client. Cases accepted: - Child Protection (CHIPS) - Consumer law and debt collection - Criminal law - Domestic abuse - Elder law (health care directives, powers of attorney, estate planning, probate, guardianships, grandchild adoption/guardianship/custody, Indian trust land/accounts) - Estate planning - Family law (divorce and custody/visitation) - Housing - Indian Child Welfare Act (ICWA) - Juvenile delinquency - Probate - Public benefits (denial or termination of benefits such as Social Security) - Truancy cases Cannot accept cases such as: - 1st or 2nd degree drug possession - Bankruptcy - Commitments - Criminal or civil cases outside of the service area - Drug sales - Employment discrimination - Federal court cases - Personal injury - Suing other band members for money damages - Worker's compensation - Wrongful termination

Legal representation on denial, reduction or termination of public benefits such as food support, unemployment, MFIP, healthcare, GA, Child Care Assistance, or SSI Also assists with issues like - Debt consolidation - Emergency Assistance denials - Loan issues - Non-citizen tax issues - Tax-related needs on a federal and state level - Utility shut-offs

Provides free legal representation and advice to low income and other needy elderly. Case priorities for representation focus on problems that affect low income elderly. Callers who do not fit into priorities receive advice, or information and referral. Handles cases such as: - Abusive debt collection practices - Benefits: Food Stamps (SNAP), Medical Assistance (MA), Social Security Disability, Personal Care Assistance (PCA) - Elder Abuse - Health Care Directives - Housing: Eviction, Subsidized Housing, Reasonable Accomodations of disabilities - Nursing home issues (payment, conditions, and discharge) - Utility Shut-off assistance

Provides free civil and criminal legal services to enrolled Mille Lacs Band of Ojibwe members. services available: - Answer questions - Go to court - Notary services - Provide legal services - Resolve cases on behalf of clients Program does not accept all cases and may deny services based on criteria of the case and the client. Cases accepted: - Child Protection (CHIPS) - Consumer law and debt collection - Criminal law - Domestic abuse - Elder law (health care directives, powers of attorney, estate planning, probate, guardianships, grandchild adoption/guardianship/custody, Indian trust land/accounts) - Estate planning - Family law (divorce and custody/visitation) - Housing - Indian Child Welfare Act (ICWA) - Juvenile delinquency - Probate - Public benefits (denial or termination of benefits such as Social Security) - Truancy cases Cannot accept cases such as: - 1st or 2nd degree drug possession - Bankruptcy - Commitments - Criminal or civil cases outside of the service area - Drug sales - Employment discrimination - Federal court cases - Personal injury - Suing other band members for money damages - Worker's compensation - Wrongful termination

Provides free legal representation and advice to low income and other needy elderly. Case priorities for representation focus on problems that affect low income elderly. Callers who do not fit into priorities receive advice, or information and referral. Handles cases such as: - Abusive debt collection practices - Benefits: Food Stamps (SNAP), Medical Assistance (MA), Social Security Disability, Personal Care Assistance (PCA) - Elder Abuse - Health Care Directives - Housing: Eviction, Subsidized Housing, Reasonable Accomodations of disabilities - Nursing home issues (payment, conditions, and discharge) - Utility Shut-off assistance

Provides free legal representation and advice to low income and other needy elderly. Case priorities for representation focus on problems that affect low income elderly. Callers who do not fit into priorities receive advice, or information and referral. Handles cases such as: - Abusive debt collection practices - Benefits: Food Stamps (SNAP), Medical Assistance (MA), Social Security Disability, Personal Care Assistance (PCA) - Elder Abuse - Health Care Directives - Housing: Eviction, Subsidized Housing, Reasonable Accomodations of disabilities - Nursing home issues (payment, conditions, and discharge) - Utility Shut-off assistance

Provides free legal representation and advice to low income and other needy elderly. Case priorities for representation focus on problems that affect low income elderly. Callers who do not fit into priorities receive advice, or information and referral. Handles cases such as: - Abusive debt collection practices - Benefits: Food Stamps (SNAP), Medical Assistance (MA), Social Security Disability, Personal Care Assistance (PCA) - Elder Abuse - Health Care Directives - Housing: Eviction, Subsidized Housing, Reasonable Accomodations of disabilities - Nursing home issues (payment, conditions, and discharge) - Utility Shut-off assistance

Provides free legal representation and advice to low income and other needy elderly. Case priorities for representation focus on problems that affect low income elderly. Callers who do not fit into priorities receive advice, or information and referral. Handles cases such as: - Abusive debt collection practices - Benefits: Food Stamps (SNAP), Medical Assistance (MA), Social Security Disability, Personal Care Assistance (PCA) - Elder Abuse - Health Care Directives - Housing: Eviction, Subsidized Housing, Reasonable Accomodations of disabilities - Nursing home issues (payment, conditions, and discharge) - Utility Shut-off assistance