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Agriculture: Works directly with the beginning farmers and build relations between them, local, and regional markets Asset Building: Assists individuals to achieve long-term economic goals through asset building. Helps establish finacial literacy, identifying edication and training programs. Assists in developing budgets and savings plans for home buyers. Emergency Housing Services: Assists immigrants and refugees to secure affordable, safe rental housing. Participants in this program are assisted with housing placement, a small short-term rental subsidy (based on income eligibility) and intensive case management to help families overcome barriers to self-sufficiency and obtain sustainable housing. Homeownership Counseling: Provides one-on-one counseling and group education workshops to educate individuals on the home buying process and determine whether they are ready for homeownership. Individual counseling sessions include housing needs assessment, financial assessment, credit review, and implementation of an action plan to reach each participant's housing goals. Refugee IDA Program: An one-to-one match program to help refugees save money towards either college, car, home and owning their business. The program provides access to financial trainings, workshops, resources. Southeast Asian Farmers Education: Helps Hmong, Burmese, Karen, and Bhutanese farmers learn how to best grow their farm businesses. Program provides the resources, training, and technical assistance to help beginning and seasoned farmers to improve their income. Small Business Loans: Offers a variety of loansto economically disadvantaged clients from the immigrant and refugee communities who are intrested in starting or expanding a business. The program is designed to help start and/or expand micro-enterprises and transition towards the economic independence, business development, job creation, and community revitalization.

Matched savings program; participants save $40/month for 2 years and receive a 3:1 match. Savings can be used to buy a house, start a business, or for education Participants must also complete a financial course, plus training in owning a home, succeeding in school, or starting a business.

T​he FAIM program provides working low-income Minnesotans to increase their savings, build assets, and enter the financial mainstream. The program is a matched savings project to help participants purchase a first home, pursue higher education, launch a small business, or purchase a vehicle. Participants in the program deposit up to $84 monthly from their earned income into a Family Asset Account (custodial savings account). Participants have up to 24 months to save their earnings and may be matched by the program rate of 3:1 upon successful completion of their contract. All participants are also required to complete a 12-hour Financial Literacy course and 10 hours of asset-specific training.

A matched savings program for individuals striving to create a savings account. The program requires:

- Earned income must be used towards purchasing their first home, starting a business, or pursuing post-secondary education

- Participants must agree to be involved in budget counseling and setting financial goals

- Participants save up money in an individual savings account, and the program deposits $3 for every $1 the individual deposits in the account

T​he FAIM program provides working low-income Minnesotans to increase their savings, build assets, and enter the financial mainstream. The program is a matched savings project to help participants purchase a first home, pursue higher education, launch a small business, or purchase a vehicle. Participants in the program deposit up to $84 monthly from their earned income into a Family Asset Account (custodial savings account). Participants have up to 24 months to save their earnings and may be matched by the program rate of 3:1 upon successful completion of their contract. All participants are also required to complete a 12-hour Financial Literacy course and 10 hours of asset-specific training.

A matched savings project that assists low-wage workers at or below 200% of poverty to build assets. Participants will save earned income each month. The maximum savings per month are $84 for two years. Once families reach their savings goals, matched funds will be added, and the money can be used for purchasing a home, post-secondary education, personal vehicle purchase, or for a small business. FAIM helps people change spending and savings behaviors, including consumer debt reduction. Participants complete financial management and asset-specific training requirements.

T​he FAIM program provides working low-income Minnesotans to increase their savings, build assets, and enter the financial mainstream. The program is a matched savings project to help participants purchase a first home, pursue higher education, launch a small business, or purchase a vehicle. Participants in the program deposit up to $84 monthly from their earned income into a Family Asset Account (custodial savings account). Participants have up to 24 months to save their earnings and may be matched by the program rate of 3:1 upon successful completion of their contract. All participants are also required to complete a 12-hour Financial Literacy course and 10 hours of asset-specific training.

T​he FAIM program provides working low-income Minnesotans to increase their savings, build assets, and enter the financial mainstream. The program is a matched savings project to help participants purchase a first home, pursue higher education, launch a small business, or purchase a vehicle. Participants in the program deposit up to $84 monthly from their earned income into a Family Asset Account (custodial savings account). Participants have up to 24 months to save their earnings and may be matched by the program rate of 3:1 upon successful completion of their contract. All participants are also required to complete a 12-hour Financial Literacy course and 10 hours of asset-specific training.

The Individual Development Account (IDA) program helps low-income wage earners build assets through matched savings. Each participant commits to 12 hours of financial management educational workshops and monthly budget counseling. Participants deposit a portion of their income into a Family Asset Account, which generates a 3:1 match through the program. The maximum match amount for a participant is up to $120 a month if they deposit up to $40 into their account. The account can be used only to buy a home, for higher education expenses, or to begin a small business.

Offers information and assistance to help clients achieve financial stability by providing the Family Assets for Independence in Minnesota (FAIM) program and financial training. Financial training curriculum is based on the Four Cornerstones of Financial Literacy curriculum. FAIM programs are matched savings project to help Minnesota low-wage earners to build assets through the purchase of a home, pursuit of higher education, or launching of a small business

Classes designed to help clients get out of debt, improve their credit, save money for the future, get ready for home ownership, learn the basics of investing, avoid predatory lending, and become financially independent. Strategies include: - Budgeting to create savings - Reducing debt - Fixing credit report errors - Paying off collections - Building good credit - Helping to maintain solid income and employment and saving for down payment​ - Certified Homebuyer Education course that is often required by lenders Housing Counselors help clients get mortgage-ready and once ready, figure out how to: - Shop for a lender - Pick a loan - Decide on a real estate agent - Find a home - Figure out home inspection, home insurance and closing processes - Housing Counselors assist throughout the entire home-buying process FAIM Matched savings program for down payment and closing costs, often used to help save for first-time homeownership

Savings plan for a wage earner with purchasing or building a home, starting a business, or getting an education

T​he FAIM program provides working low-income Minnesotans to increase their savings, build assets, and enter the financial mainstream. The program is a matched savings project to help participants purchase a first home, pursue higher education, launch a small business, or purchase a vehicle. Participants in the program deposit up to $84 monthly from their earned income into a Family Asset Account (custodial savings account). Participants have up to 24 months to save their earnings and may be matched by the program rate of 3:1 upon successful completion of their contract. All participants are also required to complete a 12-hour Financial Literacy course and 10 hours of asset-specific training.

A matched savings program for individuals striving to create a savings account. The program requires:

- Earned income must be used towards purchasing their first home, starting a business, or pursuing post-secondary education

- Participants must agree to be involved in budget counseling and setting financial goals

- Participants save up money in an individual savings account, and the program deposits $3 for every $1 the individual deposits in the account

- Provides case management services and helps individuals and families develop goal plans directed toward increasing earned income and enabling them to become or remain free from welfare assistance. When a participant’s rent goes up due to an increase in their earned income, part of that rent increase is set aside in an escrow savings account. Upon successful completion of the contract, participants receive the entire escrow balance plus accrued interest. - People receiving Section 8 housing can enroll immediately in the program and Low Rent Public Housing clients may need to go on a waiting list for the next available opening.

Offers a program for participants where a Family Self-Sufficiency Specialist will work with them individually and with their families to identify, locate, and arrange services that help them make positive changes. As a participant, individuals will create an Individual Training and Services Plan (ITSP) that includes:

- Earning money in an escrow savings account as income increases

- Employment goals and identifies training or education needs over the next five years

- Providing services such as childcare, transportation, education, budgeting, finance, job training, employment counseling, and homeownership counseling

Assisting low-income working adults to save money for either post-secondary education, home purchase, vehicle purchase, or starting/expanding a small business.

- All money saved is matched at a 3:1 ratio

- Participants place $84.00 per month into a FAIM savings account for two years

- Participants save up to $2,000 over the two years and receive $8,000

- Participants learn to change spending and savings behavior, including consumer debt reduction

- Participants are required to complete a minimum of 12 hours of financial management classes and an additional 10 hours of asset-specific classes

A matched savings project that assists low-wage workers at or below 200% of poverty to build assets. Participants will save earned income each month. The maximum savings per month are $84 for two years. Once families reach their savings goals, matched funds will be added, and the money can be used for purchasing a home, post-secondary education, personal vehicle purchase, or for a small business. FAIM helps people change spending and savings behaviors, including consumer debt reduction. Participants complete financial management and asset-specific training requirements.

A matched savings program for individuals striving to create a savings account. The program requires:

- Earned income must be used towards purchasing their first home, starting a business, or pursuing post-secondary education

- Participants must agree to be involved in budget counseling and setting financial goals

- Participants save up money in an individual savings account, and the program deposits $3 for every $1 the individual deposits in the account