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Offers multiple grant and financial support options for child care providers in Minnesota, including:

- Emergency Grants: For currently operating child care programs that have experienced an emergency (e.g. natural disasters, weather-related damage, pandemic-related cost increases, or other unforeseen circumstances) that affects their ability to provide care.

- Parent Aware Grants: For programs participating in Minnesota’s Parent Aware rating system. These help providers identify goals and purchases that support sustaining or improving their quality (for example, toward achieving a higher rating).

- Regional Grants: For programs (licensed or legally license-exempt) offering early-learning services, intended to support, sustain, and increase the quality of child care programs.

- Start-Up Grants: For programs that are soon-to-be licensed or have been licensed for less than six months. These grants may be used for items such as toys, required training, health & safety items, or improvements required by licensing or the Fire Marshal.

Provides aspiring small business owners with the tools, resources, and guidance needed to succeed. Services include:

- Business Technical Assistance: Comprehensive support in business planning, operations, and scaling

- Culturally Relevant Entrepreneurship Training: Tailored programs that address unique challenges and opportunities for diverse communities

- Micro Lending: Provides access to small loans designed to kickstart and grow businesses

- Workshops and Resources: Interactive sessions and materials to enhance business acumen and connect entrepreneurs to vital resources

- Access to corporate and government contract opportunities

- Access to financing and loan packaging

- Business consulting services

- Business plan review

Mayor and City Council Members: - Member contact information City Departments - Administration: Responsible for daily city operations and election administration - Economic Development: Responsible for city business resources and finances

- Parks and Recreation: Responsible for city parks and trails 

- Planning and Zoning: Oversees planning and development in the city and reviews applications and petitions to ensure compliance with zoning and land use regulations.

- Public Services: Oversees the construction of public improvements. Services include maintaining and repairing city alleys, facilities, parks, streets, storm sewers, and street lighting. Phone: (952)442-2615

​- Utility Billing: Water and sewer billing department. Phone: (952)442-3107; Email: [email protected]

Provides information and resources to individuals who are interested in starting a business. Services include:

- Consultations with the Small Business Assistance Office to help individuals understand or have questions about starting a business. Monthly meetings are held on the second Tuesday of the month for small business owners.

- Information about considerations when starting a business, organizing the business, structure, forming partnerships, differences of business entities, business licenses, permits, business tax liabilities, and filing documents with the Secretary of State

- MN Reservist and Veteran Business Loan Program: Provides business loans to companies that are affected when certain employees are called to active duty and individual veterans who have returned from active duty and want to start their own business. Types of loans include business loans and startup business loans. Terms include one-time, interest-free loans of $ 5,000 to $20,000, with 54 months of no repayment for the first 18 months and equal monthly payments over the remaining 36 months. More information can be found online at https://mn.gov/deed/business/financing-business/deed-programs/reservists/.

- Small Business Development Center offices are located throughout the state to provide professional expertise and guidance to help clients manage their businesses

- Tips on a business plan overview, basic accounting principles, business finance basics, types of business insurance, hiring employees, protecting intellectual property, and business management basics

• Business development including assistance with business plan writing and technical assistance

• Business loans to eligible businesses

• Business plan classes held three times a year

Supports local economic growth by helping businesses start, expand, and invest in the community. Administers grant and revolving loan programs, promotes business development, and partners on housing and community improvement initiatives.

- Advances economic growth by providing gap financing and business for new, existing, or transitioning businesses, as well as technical assistance and training

- Enhances economic and social growth of southwest Minnesota through giving and grant making

- Funds and giving tools to help donors meet their unique philanthropic goals

- Invests in projects and programs that will enrich the region with a focus on economic advancement, renewable energy, community leadership, and early childhood initiatives

Offers direct loans, loan guarantees, and grants to develop or improve essential public services and facilities in communities across rural America. Public bodies, non-profit organizations, and federally recognized American Indian Tribes can use the funds to construct, expand, or improve facilities that provide health care, education, public safety, and public services.

Projects include:

- Adult and childcare centers

- Assisted living facilities

- Fire and rescue stations

- Health care clinics and hospitals

- Public buildings and other community-based initiatives

- Rehabilitation centers

- Schools and libraries

- Village and town halls

Works to support business in Granite Falls. Manages the city's Revolving Loan Fund and other financial incentives. Helps businesses write plans and connects them with other organizations that can help. Develops strategies to improve the business climate EDA board.

Mayor and City Council Member Contact Information

City Departments:

- Community Development: Responsible for planning and managing physical growth and expansion. Includes housing, inspections, planning and zoning, economic development, and mass transit.

- Finance: Administers financial accounting and reporting, including fiscal budget, financial statements, internal audits, budget control, and purchasing.

- Human Resources: Responsible for benefits administration, compensation administration, employee and labor relations, wellness, training and development, payroll, job descriptions, job opportunities, and recruitment and selection.

- Information Technology: Manages technology equipment, wireless devices, network security, network connectivity, cellular and desktop telephone communications, software application development and support, information management, and training.

- Mayo Clinic Health System Event Center: Center for meetings and entertainment in the City Center. Includes a 6,500-seat arena, large exhibit/banquet hall, conference center, and reception and banquet halls.

- Public Information and Engagement: Works to increase awareness through the website, newsletters, news releases, special events, utility bill inserts, focus groups, public engagement, and videos.

- Public Utilities: Utility services include water, water reclamation, and curbside pick-up of recycling and refuse.

- Public Works: Oversees planning and designing of sanitary sewers, water mains, streets and sidewalks, parks, public landscaping; inspects construction; reviews new site plans, developments, and private improvement projects; and monitors, analyzes and modifies traffic patterns.

The program provides financial backing for rural businesses. Provides loans with the following requirements:

• Applications from lenders for businesses

  - For rural areas or in communities of under 50,000 population only

  - Funds can help finance businesses, expand business, repair, modernize, develop land, purchase equipment, machinery, supplies, inventory, refinance under certain conditions, or prevent businesses from closing

  - Lender furnishes funding

Helps people start and grow their small business.

- Business consulting

- Business financing

- Business planning

- Financial analysis

- Marketing strategies

Satellite offices including: ACHLA (Alliance of Chicanos, Hispanics and Latin Americans), Collider, Development Corp. of Austin, Faribault Chamber of Commerce, Owatonna Area Business Development Center, and Red Wing Ignite.

• Business development including assistance with business plan writing and technical assistance

• Business loans to eligible businesses

• Business plan classes held three times a year

Supports local economic growth by helping businesses start, expand, and invest in the community. Administers programs such as grants and revolving loans, encourages new business development, and partners on housing and community improvement initiatives.

Mayor and City Council Members:

https://www.silverbay.com/?page_id=38

Departments:

Administration and Finance:

- Responsible for City Council support, finance, human resource activities, labor relations, elections, data practices (records) requests, and general government administration.

Economic Development:

- Provides business loan programs and land purchase application

Fire Department:

- Cover 750 square miles including Silver Bay, City of Beaver Bay, Beaver Bay Township, Silver Creek Township and UT1 Township. Contracts with the Finland Fire Department and the Two Harbors Fire Department

- Provides fire and burning permits

Parks and Recreation:

- Maintains city parks and facilities

- Rukavina arena

- Phone: (218)226-4214; address, 129 Outer Drive

Street Department:

- Responsible for the city storm sewer system, streets, cemetery, and airport. This includes snow plowing, sanding, pothole patching, sidewalk replacement, and storm sewers, city right of way maintenance, and tree care.

- Reider Memorial Cemetery

Utilities Department:

- Responsible for both the water and wastewater within the city

Educational Program - Programs provided by entrepreneurs for entrepreneurs to help with business skills, connections, and potential growth, including workshops and training. For current programs, click here

Loans and Advising -  Loans with no-cost advising. Loans offered:

- City of Cook Economic Recovery Fund: Loan for local business in the city of Cook who are recovering from the summer 2024 flood

- Gap Financing: Loan covers the “gap” between various sources of funding and the total cost of the project. Used for commercial real estate projects, such as mortgage or major renovation and has more flexibility than traditional lenders

- Healthy Food Fund: Specialized loan for local food retailers and producers that helps with replacing dated equipment, investing in technology, expanding business, purchasing inventory, hiring staff, updating building, purchasing new or existing store, and more

- SBA Microloan: Start up loan for working capital, inventory, or equipment purchase

- Working Capital Loan: Loan provides access to cash for various projects and investments such as marketing campaigns, purchased inventory, upgrade equipment, or expand business operation.

Provides gap financing programs to assist businesses and start-ups

Provides financial assistance and education to help develop businesses with services including:

- Business development training workshop

- Business loans: 6-step program that provides financial education and a business loan

- Consulting services

- Financial coaching and consulting

- Legal advice

A resource of information for businesses online. Available information includes:

- Accounting principles

- Business plans and business finance basics

- Data for businesses, such as cost of living, wage statistics, current economic highlights, job vacancies, unemployment statistics, trends, and labor markets

- Exporting and international trade training, market research, statistics, and questions about importing

- Financing a business and financing programs to help companies and communities retain existing jobs and create new jobs

- Finding workers, workforce assistance, jobs on CareerForce, hiring, incentives, and tax credits

- Insurance, taxes, intellectual property, and management basics

- Licensing and permits needed for specific businesses

- Starting a business and organizing a business structure

- Statewide partner organizations to provide consultation or advice to help businesses grow

- Support for Cannabis businesses

Services include: - Job creation through loans and grants - Loans to businesses and entrepreneurs in the region - Support community organizations, schools, hospitals, city and county government through grants - Establish endowment funds to support Northwest Minnesota communities in the future - Support new businesses and expanded existing businesses - Train community leaders - A center for local philanthropy where committed citizens can make a difference for their communities and neighbors by financially responding to changing human and economic needs - Nonprofit management and organizational effectiveness training - Early Childhood initiative - Youth leadership training

Offers low-income individuals who are interested in opening a small business start-up or need an expansion loan. The program includes:

- Child care provider business start-up or expansion loans up to $3000

- Focus on women and minority-owned businesses is encouraged to apply

- Small business start-up or expansion loan of $25,000

- Repayment terms are reasonable and flexible

Helps people develop skills and knowledge to improve their lives and communities. Offers a variety of programs for learners of all ages. 

Class offerings include adult basic education, business courses, GED prep courses, gymnastics, sports and recreational activities, writing classes, and more.

Educational Program - Programs provided by entrepreneurs for entrepreneurs to help with business skills, connections, and potential growth, including workshops and training. For current programs, click here

Loans and Advising -  Loans with no-cost advising. Loans offered:

- City of Cook Economic Recovery Fund: Loan for local business in the city of Cook who are recovering from the summer 2024 flood

- Gap Financing: Loan covers the “gap” between various sources of funding and the total cost of the project. Used for commercial real estate projects, such as mortgage or major renovation and has more flexibility than traditional lenders

- Healthy Food Fund: Specialized loan for local food retailers and producers that helps with replacing dated equipment, investing in technology, expanding business, purchasing inventory, hiring staff, updating building, purchasing new or existing store, and more

- SBA Microloan: Start up loan for working capital, inventory, or equipment purchase

- Working Capital Loan: Loan provides access to cash for various projects and investments such as marketing campaigns, purchased inventory, upgrade equipment, or expand business operation.

Offers low-income individuals who are interested in opening a small business start-up or need an expansion loan. The program includes:

- Child care provider business start-up or expansion loans up to $3000

- Focus on women and minority-owned businesses is encouraged to apply

- Small business start-up or expansion loan of $25,000

- Repayment terms are reasonable and flexible