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Helps people start and grow their small business. - Business consulting - Business financing - Business planning - Financial analysis - Marketing strategies Satellite offices including: ACHLA (Alliance of Chicanos, Hispanics and Latin Americans), Collider, Development Corp. of Austin, Faribault Chamber of Commerce, Owatonna Area Business Development Center, and Red Wing Ignite.

Educational Program - Programs provided by entrepreneurs for entrepreneurs to help with business skills, connections, and potential growth, including workshops and training. For current programs, click here Loans and Advising - Loans with no-cost advising. Loans offered: - City of Cook Economic Recovery Fund: Loan for local business in the city of Cook who are recovering from the summer 2024 flood - Gap Financing: Loan covers the "gap" between various sources of funding and the total cost of the project. Used for commercial real estate projects, such as mortgage or major renovation and has more flexibility than traditional lenders - Healthy Food Fund: Specialized loan for local food retailers and producers that helps with replacing dated equipment, investing in technology, expanding business, purchasing inventory, hiring staff, updating building, purchasing new or existing store, and more - SBA Microloan: Start up loan for working capital, inventory, or equipment purchase - Working Capital Loan: Loan provides access to cash for various projects and investments such as marketing campaigns, purchased inventory, upgrade equipment, or expand business operation.

Services include: - Job creation through loans and grants - Loans to businesses and entrepreneurs in the region - Support community organizations, schools, hospitals, city and county government through grants - Establish endowment funds to support Northwest Minnesota communities in the future - Support new businesses and expanded existing businesses - Train community leaders - A center for local philanthropy where committed citizens can make a difference for their communities and neighbors by financially responding to changing human and economic needs - Nonprofit management and organizational effectiveness training - Early Childhood initiative - Youth leadership training

Offers low-income individuals who are interested in opening a small business start-up or need an expansion loan. The program includes: - Child care provider business start-up or expansion loans up to $3000 - Focus on women and minority-owned businesses is encouraged to apply - Small business start-up or expansion loan of $25,000 - Repayment terms are reasonable and flexible

Offers low-income individuals who are interested in opening a small business start-up or need an expansion loan. The program includes: - Child care provider business start-up or expansion loans up to $3000 - Focus on women and minority-owned businesses is encouraged to apply - Small business start-up or expansion loan of $25,000 - Repayment terms are reasonable and flexible

Mayor and City Council Members: - Member contact information City Departments: - Administration/Media Contact/City Clerk: Election and voting information including voter registration - Business Development and Finance: Offers a Revolving Fund Loan Program where business owners can apply for up to $75,000. Funds may be used for land, building, or renovation costs along with equipment and machinery purchases for qualified borrowers - Planning and Zoning Department: Oversees planning and development in the city and reviews applications and petitions to ensure compliance with zoning and land use regulations. Responsible for processing new construction and minor building permit applications and overseeing the licensing of rental dwellings. Building code questions should be directed to the building inspector (952)442-7520. - Public Services: Maintains and repairs city streets and alleys, storm sewers, public property, and city equipment, and coordinates the maintenance/replacement of street lights. Duties include street and alley repair, seal coating, street sweeping, snow and ice control, and traffic sign maintenance. Intake Phone: (952)442-2615; Address: 310 10th East Street; E-mail: [email protected]; Hours: 7 am - 3:30 pm Monday - Friday - Public Utilities Department: Consists of water and sanitary sewer utilities. Operates and maintains public water supply system including the water treatment facility, hydrants, city wells and water storage facilities, and installation and maintenance of water meters; and wastewater collection system including lift stations - Utility Billing: Water and sewer billing department. Intake Phone: (952)442-3107; E-mail: [email protected] - Receptacle for citizens to dispose of unwanted medications. Citizens should remove their name and personal information from the medication container, but leave the name of the medication on the container. Medications should be left in their original container.

Offers direct loans, loan guarantees, and grants to develop or improve essential public services and facilities in communities across rural America. Public bodies, non-profit organizations, and federally recognized American Indian Tribes can use the funds to construct, expand, or improve facilities that provide health care, education, public safety, and public services. Projects include: - Adult and childcare centers - Assisted living facilities - Fire and rescue stations - Health care clinics and hospitals - Public buildings and other community-based initiatives - Rehabilitation centers - Schools and libraries - Village and town halls

Works to promote economic development for the city: - Business assistance to new and existing businesses - Business planning and financial packages - Operates a revolving loan fund to help with business start-ups and expansions - Operates market rental housing

Down Payment Assistance Program This is only for existing buildings, not for a person building a new home. It also does not apply to mobile homes. The home must be within the city limits of Gaylord. The economic authority accepts applications on a monthly basis and the board approves them once a month. Business Loans: Revolving loan fund information for homes and businesses. The Economic Development Authority (EDA) advises the city council regarding economic development, housing, and redevelopment matters, and exercises certain powers as authorized by the council.

The program provides financial backing for rural businesses. Provides loans with the following requirements: - Applications from lenders for businesses - For rural areas or in communities of under 50,000 population only - Funds can help finance businesses, expand business, repair, modernize, develop land, purchase equipment, machinery, supplies, inventory, refinance under certain conditions, or prevent businesses from closing - Lender furnishes funding

Mayor and City Council Members: Member Contact Information Building Inspection Department - Responsible for issuing building, plumbing, mechanical and fence permits, as well as schedules and conducts inspections Economic Development - Helps with the development of new businesses and properties throughout the City (952)227-7529 - Helps retain and redevelop businesses - Helps restore blighted properties and downtown historic buildings by encouraging redevelopment activities - Storefront Redevelopment Loan helps downtown historic business owners with the upgrade of their buildings Engineering Department - Manages issues related to lot grading, overland drainage, street signage, wetland management, development reviews, utility system review, and construction inspection Fire Marshal - Conducts fire extinguisher training for area businesses, fire safety education, and fire investigations (952)448-2990 Municipal Services - Offers energy efficiency rebates to residents and businesses who pay their electric bill to the City of Chaska http://www.mmpa.org/our-Communities/Chaska.aspx. Planning Department - Maintains the City's Comprehensive Plan, which establishes overall goals and policies for community development, revitalization, maintenance and growth. The Zoning Ordinance is the principal tool used to regulate land uses and development standards. Produces many maps, development lists, reports and presentations for the public. Provides sign permits. Public Works - Provides street and alley maintenance, street cleaning, snow removal, storm sewer and flood control maintenance, Civil Defense warning system maintenance, sign maintenance, and construction inspection services. To report potholes or storm damaged trees, or for any other street maintenance concerns, call (952)448-4335 Water and Sewer - Responsible for water treatment and distribution for the city. If residents experience a sewer backup, they should contact the Sewer Department before calling their plumber. If a resident's sewer backs up only after they have run water, the problem is most likely in resident's system, and they will need to call a plumber. Call (952)448-4335 office hours are 7 am - 3:30 Monday - Friday. After hour and weekend calls will be directed to dispatch.

Neighborhood Association that sponsors community building events and facilitates housing and economic development initiatives.

Provides gap financing programs to assist businesses and start-ups

Mayor and City Council Member Contact Information Community Development - Responsible for planning and managing physical growth and expansion. Includes housing, inspections, planning and zoning, economic development and mass transit. Finance - Administers financial accounting and reporting, including fiscal budget, financial statements, internal audits, budget control, and purchasing. Human Resources - Responsible for benefits administration, compensation administration, employee and labor relations, wellness, training and development, payroll, job descriptions, job opportunities, and recruitment and selection. Information Technology - Manages technology equipment, wireless devices, network security, network connectivity, cellular and desktop telephone communications, software application development and support, information management, and training. Mayo Clinic Health System Event Center - Center for meetings and entertainment in the City Center. Includes a 6,500 seat arena, large exhibit/banquet hall, conference center, and reception and banquet halls. Public Information and Engagement - Works to increase awareness through the website, newsletters, news releases, special events, utility bill inserts, focus groups, public engagement, and videos. Public Utilities - Utility services include water, water reclamation, and curbside pick-up of recycling and refuse. Public Works - Oversees planning and designing of sanitary sewers, water mains, streets and sidewalks, parks, public landscaping; inspects construction; reviews new site plans, developments, and private improvement projects; and monitors, analyzes and modifies traffic patterns.

Mayor and City Council Member Contact Information Administration: - City Administrator/Clerk: works as planning and zoning administrator and administers city elections - City Bookkeeper handles the city's monthly water and sewer billings Economic Development Authority: - Primary focus includes promotion and attraction of new and expanding business and industry throughout the region - Seeks to utilize economic tools and incentives to spur development and enhance business climate. Offers a Revolving Loan Fund, Tax Increment Financing, Minnesota's JOBZ tax incentive program, and assistance in obtaining state, federal and business financial loans or grants. Parks and Recreation: - Provides park facilities reservations on a first-come, first-serve basis and a fee is required. Park programs available for all ages. Streets/Parks: - Responsible for maintenance of city roadways and alleys and snow removal - Lions Park - West Park - Boat landing and city swimming beach Water:?- Responsible for water treatment plant operation, sewer treatment plant operation, and also maintenance, testing and record keeping

- Business development including assistance with business plan writing and technical assistance - Business loans to eligible businesses - Business plan classes held three times a year

A resource of information for businesses online. Available information includes: - Accounting principles - Business plans and business finance basics - Data for businesses, such as cost of living, wage statistics, current economic highlights, job vacancies, unemployment statistics, trends, and labor markets - Exporting and international trade training, market research, statistics, and questions about importing - Financing a business and financing programs to help companies and communities retain existing jobs and create new jobs - Finding workers, workforce assistance, jobs on CareerForce, hiring, incentives, and tax credits - Insurance, taxes, intellectual property, and management basics - Licensing and permits needed for specific businesses - Starting a business and organizing a business structure - Statewide partner organizations to provide consultation or advice to help businesses grow - Support for Cannabis businesses

Provides a variety of commercial lending and mortgage loan options Business/Commercial - Community builder loans - Market tax credit financing loans - Socially and economically disadvantaged business loans - Women in Business: provides information and resources Home Loans - First-time homebuyer loans - Home improvement loans - Home Ownership for Me (HOMe): down-payment loan program - Home refinancing loans - MMCDC and USDA loans with low down payment options

Helps people develop skills and knowledge to improve their lives and communities. Offers a variety of programs for learners of all ages. Class offerings include adult basic education, business courses, GED prep courses, gymnastics, sports and recreational activities, writing classes, and more.

Provides aspiring small business owners with the tools, resources, and guidance needed to succeed. Services include: - Business Technical Assistance: Comprehensive support in business planning, operations, and scaling - Culturally Relevant Entrepreneurship Training: Tailored programs that address unique challenges and opportunities for diverse communities - Micro Lending: Provides access to small loans designed to kickstart and grow businesses - Workshops and Resources: Interactive sessions and materials to enhance business acumen and connect entrepreneurs to vital resources

Offers multiple grant and financial support options for child care providers in Minnesota, including: - Emergency Grants: For currently operating child care programs that have experienced an emergency (e.g. natural disasters, weather-related damage, pandemic-related cost increases, or other unforeseen circumstances) that affects their ability to provide care. - Parent Aware Grants: For programs participating in Minnesota's Parent Aware rating system. These help providers identify goals and purchases that support sustaining or improving their quality (for example, toward achieving a higher rating). - Regional Grants: For programs (licensed or legally license-exempt) offering early-learning services, intended to support, sustain, and increase the quality of child care programs. - Start-Up Grants: For programs that are soon-to-be licensed or have been licensed for less than six months. These grants may be used for items such as toys, required training, health & safety items, or improvements required by licensing or the Fire Marshal.

- Access to corporate and government contract opportunities - Access to financing and loan packaging - Business consulting services - Business plan review

- Business development including assistance with business plan writing and technical assistance - Business loans to eligible businesses - Business plan classes held three times a year

Educational Program - Programs provided by entrepreneurs for entrepreneurs to help with business skills, connections, and potential growth, including workshops and training. For current programs, click here Loans and Advising - Loans with no-cost advising. Loans offered: - City of Cook Economic Recovery Fund: Loan for local business in the city of Cook who are recovering from the summer 2024 flood - Gap Financing: Loan covers the "gap" between various sources of funding and the total cost of the project. Used for commercial real estate projects, such as mortgage or major renovation and has more flexibility than traditional lenders - Healthy Food Fund: Specialized loan for local food retailers and producers that helps with replacing dated equipment, investing in technology, expanding business, purchasing inventory, hiring staff, updating building, purchasing new or existing store, and more - SBA Microloan: Start up loan for working capital, inventory, or equipment purchase - Working Capital Loan: Loan provides access to cash for various projects and investments such as marketing campaigns, purchased inventory, upgrade equipment, or expand business operation.

- Business development services including technical assistance, loan consultation, and entrepreneurial training - Commercial-industrial real estate development - Community-based development planning - Housing development and asset management