View Search Results

Offers low-income individuals who are interested in opening a small business start-up or need an expansion loan. The program includes:

• Child care provider business start-up or expansion loans up to $3000

• Focus on women and minority-owned businesses is encouraged to apply

• Small business start-up or expansion loan of $25,000

• Repayment terms are reasonable and flexible

Supports local economic growth by helping businesses start, expand, and invest in the community. Administers programs such as grants and revolving loans, encourages new business development, and partners on housing and community improvement initiatives.

Works to promote economic development for the city:

• Business assistance to new and existing businesses

• Business planning and financial packages

• Operates a revolving loan fund to help with business start-ups and expansions

• Operates market rental housing

Mayor and City Council Member Contact Information Community Development - Responsible for planning and managing physical growth and expansion. Includes housing, inspections, planning and zoning, economic development and mass transit. Finance - Administers financial accounting and reporting, including fiscal budget, financial statements, internal audits, budget control, and purchasing. Human Resources - Responsible for benefits administration, compensation administration, employee and labor relations, wellness, training and development, payroll, job descriptions, job opportunities, and recruitment and selection. Information Technology - Manages technology equipment, wireless devices, network security, network connectivity, cellular and desktop telephone communications, software application development and support, information management, and training. Mayo Clinic Health System Event Center - Center for meetings and entertainment in the City Center. Includes a 6,500 seat arena, large exhibit/banquet hall, conference center, and reception and banquet halls. Public Information and Engagement - Works to increase awareness through the website, newsletters, news releases, special events, utility bill inserts, focus groups, public engagement, and videos. Public Utilities - Utility services include water, water reclamation, and curbside pick-up of recycling and refuse. Public Works - Oversees planning and designing of sanitary sewers, water mains, streets and sidewalks, parks, public landscaping; inspects construction; reviews new site plans, developments, and private improvement projects; and monitors, analyzes and modifies traffic patterns.

Provides aspiring small business owners with the tools, resources, and guidance needed to succeed. Services include:

• Business Technical Assistance: Comprehensive support in business planning, operations, and scaling

• Culturally Relevant Entrepreneurship Training: Tailored programs that address unique challenges and opportunities for diverse communities

• Micro Lending: Provides access to small loans designed to kickstart and grow businesses

• Workshops and Resources: Interactive sessions and materials to enhance business acumen and connect entrepreneurs to vital resources

Down Payment Assistance Program This is only for existing buildings, not for a person building a new home. It also does not apply to mobile homes. The home must be within the city limits of Gaylord. The economic authority accepts applications on a monthly basis and the board approves them once a month. Business Loans: Revolving loan fund information for homes and businesses. The Economic Development Authority (EDA) advises the city council regarding economic development, housing, and redevelopment matters, and exercises certain powers as authorized by the council.

Mayor and City Council Members:

• Member contact information

City Departments:

• Administration: Staff prepare council packets; coordinate local election functions, issue dog licenses, fireworks permits, charitable gambling permits, beer/liquor licenses, and tobacco licenses, oversee communication, Human Resources, IT, and building maintenance functions

• Building Safety Department: Handles issues on building permits and conducts inspections for compliance with City, State, and National building codes.

• Engineering Department: Responsible for designing and managing street and utility reconstruction projects, review of new development street and utility construction, erosion control inspections, issuing permits of construction within the street right of way and easements, infrastructure, and record keeping.

• Finance: Processes water and sewer bill utility payments

• Hastings Economic Development and Redevelopment Authority (HEDRA): Offers assistance programs for rehabilitation, redevelopment, and industrial development

• Planning and Zoning: Responsible for site plan review, subdivisions and platting, zoning, variances, sign permits, heritage preservation, economic development, and redevelopment activities

• Public Works Center: Maintenance Department is responsible for operating and maintaining the City's infrastructure, including streets, snow plowing, street cleaning, storm sewer, pond basins, decorative street lighting, street signage and pavement markings, water system, wastewater system, and the City's hydroelectric facility.

• Business classes and workshops to guide new entrepreneurs and current business owners on issues important to consider when starting or growing a business.

• Business consulting and assessment of business ideas, plan, and potential by qualified business experts.

• Financial consulting and small business loans packaging for business owners.

• Micro-loan funds available for qualified businesses. Start-up and expansion loans range in size from $500 to $50,000.

• SBA Women's Business Center, part of a national network of centers designed to assist women start their own business.

• Small business development classes offering a five-course designed to support entrepreneur through the start-up phase of their business. Visit website for courses offered.

• Technical assistance to grow and enhance a business, review a plan, advise on marketing, pricing, record keeping, operations, and technology.

Works to support business in Granite Falls. Manages the city's Revolving Loan Fund and other financial incentives. Helps businesses write plans and connects them with other organizations that can help. Develops strategies to improve the business climate EDA board.

Provides financial assistance and education to help develop businesses with services including:

• Business development training workshop

• Business loans: 6-step program that provides financial education and a business loan

• Consulting services

• Financial coaching and consulting

• Legal advice

Provides "gap" financial assistance to startup businesses and businesses wishing to expand and serves as a resource referral center to help businesses identify other financing options and applicable state programs and resources including:

• Business start-up and expansion assistance

• Business planning assistance

• Financing assistance through local, regional, state, and federal programs

Offers financial assistance to owners/developers/contractors to demolish substandard, irreparable housing structures and/or substandard, irreparable structures in the commercial district. Preservation and revitalization structured funding and free technical assistance is available to owners of historic properties in the city to restore buildings to their historic appearance. Services are provided through the following programs:

• Commercial Demolition Program

• Historic Property Improvement Program

• Residential Demolition Program

• Business development services including technical assistance, loan consultation, and entrepreneurial training

• Commercial-industrial real estate development

• Community-based development planning

• Housing development and asset management

Educational Program - Programs provided by entrepreneurs for entrepreneurs to help with business skills, connections, and potential growth, including workshops and training. For current programs, click here Loans and Advising - Loans with no-cost advising. Loans offered:

• City of Cook Economic Recovery Fund: Loan for local business in the city of Cook who are recovering from the summer 2024 flood

• Gap Financing: Loan covers the "gap" between various sources of funding and the total cost of the project. Used for commercial real estate projects, such as mortgage or major renovation and has more flexibility than traditional lenders

• Healthy Food Fund: Specialized loan for local food retailers and producers that helps with replacing dated equipment, investing in technology, expanding business, purchasing inventory, hiring staff, updating building, purchasing new or existing store, and more

• SBA Microloan: Start up loan for working capital, inventory, or equipment purchase

• Working Capital Loan: Loan provides access to cash for various projects and investments such as marketing campaigns, purchased inventory, upgrade equipment, or expand business operation.

Business and housing development assistance:

• Site selection

• Financing alternatives

• Tax increment financing and a local revolving loan fund available for qualifying developments

• Tax abatement and jobs (tax incentives)

Savings plan for a wage earner with purchasing or building a home, starting a business, or getting an education

• Business development including assistance with business plan writing and technical assistance

• Business loans to eligible businesses

• Business plan classes held three times a year

Educational Program - Programs provided by entrepreneurs for entrepreneurs to help with business skills, connections, and potential growth, including workshops and training. For current programs, click here Loans and Advising - Loans with no-cost advising. Loans offered:

• City of Cook Economic Recovery Fund: Loan for local business in the city of Cook who are recovering from the summer 2024 flood

• Gap Financing: Loan covers the "gap" between various sources of funding and the total cost of the project. Used for commercial real estate projects, such as mortgage or major renovation and has more flexibility than traditional lenders

• Healthy Food Fund: Specialized loan for local food retailers and producers that helps with replacing dated equipment, investing in technology, expanding business, purchasing inventory, hiring staff, updating building, purchasing new or existing store, and more

• SBA Microloan: Start up loan for working capital, inventory, or equipment purchase

• Working Capital Loan: Loan provides access to cash for various projects and investments such as marketing campaigns, purchased inventory, upgrade equipment, or expand business operation.

Educational Program - Programs provided by entrepreneurs for entrepreneurs to help with business skills, connections, and potential growth, including workshops and training. For current programs, click here Loans and Advising - Loans with no-cost advising. Loans offered:

• City of Cook Economic Recovery Fund: Loan for local business in the city of Cook who are recovering from the summer 2024 flood

• Gap Financing: Loan covers the "gap" between various sources of funding and the total cost of the project. Used for commercial real estate projects, such as mortgage or major renovation and has more flexibility than traditional lenders

• Healthy Food Fund: Specialized loan for local food retailers and producers that helps with replacing dated equipment, investing in technology, expanding business, purchasing inventory, hiring staff, updating building, purchasing new or existing store, and more

• SBA Microloan: Start up loan for working capital, inventory, or equipment purchase

• Working Capital Loan: Loan provides access to cash for various projects and investments such as marketing campaigns, purchased inventory, upgrade equipment, or expand business operation.

Educational Program - Programs provided by entrepreneurs for entrepreneurs to help with business skills, connections, and potential growth, including workshops and training. For current programs, click here Loans and Advising - Loans with no-cost advising. Loans offered:

• City of Cook Economic Recovery Fund: Loan for local business in the city of Cook who are recovering from the summer 2024 flood

• Gap Financing: Loan covers the "gap" between various sources of funding and the total cost of the project. Used for commercial real estate projects, such as mortgage or major renovation and has more flexibility than traditional lenders

• Healthy Food Fund: Specialized loan for local food retailers and producers that helps with replacing dated equipment, investing in technology, expanding business, purchasing inventory, hiring staff, updating building, purchasing new or existing store, and more

• SBA Microloan: Start up loan for working capital, inventory, or equipment purchase

• Working Capital Loan: Loan provides access to cash for various projects and investments such as marketing campaigns, purchased inventory, upgrade equipment, or expand business operation.

Helps families find child care, supports the professional growth of childcare providers, and informs local communities on the importance of quality early education for every child. Business and Community Services:

• Caregiver support services

• Identification of community needs

• Information and workshops on childcare issues

Services to Child Care Providers:

• Grants

• Provide training

• Resource materials

• Technical assistance in becoming a licensed caregiver

Services to Parents:

• Helps families find childcare

• Information about licensing regulations

• Information about special child care including sick child care, crisis nurseries, and social service agencies

Flexible, non-traditional business lending and technical support for new and existing businesses in the service area, including the Northland Foundation business loan program and Northland Small Business Development Center support

Provides gap financing programs to assist businesses and start-ups

• Business development including assistance with business plan writing and technical assistance

• Business loans to eligible businesses

• Business plan classes held three times a year

Helps people start and grow their small business.

• Business consulting

• Business financing

• Business planning

• Financial analysis

• Marketing strategies

Satellite offices including: ACHLA (Alliance of Chicanos, Hispanics and Latin Americans), Collider, Development Corp. of Austin, Faribault Chamber of Commerce, Owatonna Area Business Development Center, and Red Wing Ignite.

Offers direct loans, loan guarantees, and grants to develop or improve essential public services and facilities in communities across rural America. Public bodies, non-profit organizations, and federally recognized American Indian Tribes can use the funds to construct, expand, or improve facilities that provide health care, education, public safety, and public services. Projects include:

• Adult and childcare centers

• Assisted living facilities

• Fire and rescue stations

• Health care clinics and hospitals

• Public buildings and other community-based initiatives

• Rehabilitation centers

• Schools and libraries

• Village and town halls