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• Open enrollment dates are Mid October - Early December

• Under both programs Part B premiums are put back into the monthly Social Security check, making participants' monthly income increase.

• The QMB program will pay the Medicare co-payments and deductibles. For example, if enrolled in the QMB program, the participant does not have to pay the annual part B deductible ($140 in 2012), the 20% part B co-payment, or the part A hospital deductible ($1,156 in 2012).

• The participant pays for Medicare services that aren't covered, such as routine physicals and outpatient prescription drugs.

The Food Support Program assists low-income persons and families so they can purchase food and better meet their nutritional needs. The program is not intended to supply all of a person's or family's food needs. Instead, it helps while the person or family makes an effort to become self-supporting.

Provides friendly in-home visits for the elderly, shut-in, or lonely.

• Publicly funded agency programs which administer the state welfare plan for financial assistance, counseling and other needs

• Income maintenance programs cover: Financial Aid Programs Food Stamps Medical Assistance eligibilities

Minor & Critical Home Repair

• Home Preservation is an exterior home preservation program that provides painting, landscaping, and minor repair services for homeowners in need

• Home Preservation helps low-income homeowners, impacted by age, disability, and family circumstances, who struggle to maintain the exterior of their homes

• We use volunteers, sweat equity, and no interest loans to make repairs affordable, helping low-income homeowners continue to live independently and securely in their homes

• Home Preservation is a supplement to our core building program. It enables us to serve more families and increase volunteer opportunities.

Provides Supplemental Nutrition Assistance Program (SNAP) outreach and application assistance. SNAP, formerly known as Food Stamps, is designed to assist low-income individuals in accessing nutritious food from grocery retail outlets, as well as farmers' markets. The goal is to help people make an informed decision about what hunger resources are available to them to ensure an overall successful transition from poverty to self-sufficiency.

The General Assistance (GA) Program provides single adults and childless couples with monthly cash grants for vulnerable persons whose income and resources are less than program limits. GA participants are also eligible for help with medical costs through the General Assistance Medical Care (GAMC) or the Medical Assistance (MA) programs and Food Support.

Offers a walk-in resource center that provides support and connections for individuals in crisis or in need. Services include advocacy, employment and housing assistance, limited financial support for eligible households (e.g., essential needs or transportation), resource navigation, and referrals to additional community programs.

Provides cash assistance to help adults receiving Supplemental Security Income - SSI pay for their basic needs. Adults who are blind, have a disability, or are age 65 and older but don't qualify for SSI because of their income may still be eligible for MSA if they meet income requirements. The basic monthly MSA grant is calculated using either the Maximum SSI amount (Federal Benefit Rate) for the adult or their countable income (if they do not receive SSI), and the MSA standard set by state law. Special Needs Grant MSA also may provide special payments for adults who need:

• Certain home repairs

• Certain household furniture and appliances

• Guardian or conservator service fees

• Help paying for housing costs through MSA Housing Assistance

• Medically prescribed special diets

• Representative payee services

Adults who receive MSA are also eligible for help with medical, food, and housing costs through Medical Assistance - MA, the Supplemental Nutrition Assistance Program - SNAP, and MSA Housing Assistance programs.

This is a Medicaid program for beneficiaries who need help in paying for Medicare services. The beneficiary must have Medicare Part A and limited income and resources. For those who qualify, the Medicaid program pays Medicare Part B premiums. Eligibility begins the month of application. Also, if eligible, retroactive coverage for up to three months prior to the month of application. Note: There can be a lag time before SSA is able to stop taking the premiums out of the recipient's benefit check but the recipient will be reimbursed by SSA for all months eligible for SLMB and/or QMB. The reverse is true when these programs terminate: recipients should be told to put aside premium costs from first month of termination on.

Minnesota's Medicaid program for people with low income. Most people who have MA receive health care through health plans. Members who do not receive health care through a health plan receive care on a fee-for-service basis, with providers billing the state directly for services they provide. MA pays for a variety of services like doctor visits, prescriptions, and hospital stays. Some services and prescriptions may require prior approval. MA pays for medical bills going back three months from the month the application is received. NOTE: People with disabilities who work, even if they're over the income or asset limits of MA, may still qualify for a program called Medical Assistance for Employed Persons with Disabilities - MA-EPD.

Helps pay heat and electricity costs. Payments for energy bills are sent directly to the household's energy company or fuel provider for propane, fuel oil, or wood. Financial assistance varies depending on household income and fuel costs. ?Provides additional grants for eligible households who need help with:

• Getting reconnected to heat and power after disconnections

• Paying for emergency fuel deliveries of propane, heating oil, or biofuel

• Preventing disconnection

• Weatherization program, such as free repairs or upgrades in the home for ventilation, insulation, or furnace repair/replacement

Minor & Critical Home Repair

• A Brush with Kindness(ABWK)is an exterior home preservation program that provides painting, landscaping, weather stripping, and minor repair services for homeowners in need

• ABWK helps low-income homeowners, impacted by age, disability, and family circumstances, who struggle to maintain the exterior of their homes

• We use volunteers, sweat equity, and no interest loans to make repairs affordable, helping low-income homeowners continue to live independently and securely in their homes

• ABWK is a supplement to our core building program. It enables us to serve more families and increase volunteer opportunities

• We partner with Aitkin county veteran service office, the D.A.V and Veteran clubs.

• Independent living

• Units (56 - 1 bedroom & 2 - 2 bedroom)

• Activities

• Off street parking

• Dogs under 20 pounds allowed

• Cats allowed

• Beauty Salon

• Elevator

• Laundry facilities

• Community room

• Dining room

• Security system

Provides support for homeless and street youth seeking help in:

• Preparing for employment (resume building)
• Increasing their earned income
• Participating in long-term career planning

The program offers:

• Individualized job placement and support
• On-site paid work readiness (Legitimate Hustle Program) teaching entrepreneurship and business skills

Cash-grant program for families with low incomes experiencing household emergencies. Families can receive assistance once every 12 months. The assistance received must resolve the crisis. Families must use their own money first. The amount of assistance provided might not cover the entire emergency, but it can help.

Provides family subsidized and market rate housing

• Included in rent: garbage, heat, cold/hot water and sewer

• Coin operated laundry facility

• Assigned parking/auto plug-in

• Playground

The General Assistance (GA) Program provides single adults and childless couples with monthly cash grants for vulnerable persons whose income and resources are less than program limits. GA participants are also eligible for help with medical costs through the General Assistance Medical Care (GAMC) or the Medical Assistance (MA) programs and Food Support.

• Moderate income families

• Security deposit required

• One year lease required, after this period lease will be month-to- month

• No pets allowed

• Professional management and on-site caretaker

• In-unit laundry hookups

• Play area lot

• Single attached garage for each townhouse

• 28 additional resident and guest parking stalls

• Three buildings with 6 townhouses

• 6 two-bedroom townhouses

• 5 two-bedroom flat townhouses

• 6 three-bedroom townhouses

• One and Two bedroom units

• One handicapped accessible two bedroom townhouse available

Cash-grant program for adults with low incomes experiencing a household emergency. Adults can receive assistance once every 12 months. The assistance received must resolve the crisis. Adults must use their own money first. The amount of assistance provided might not cover the entire emergency, but it can help. EGA can offer emergency help with moving expenses, furnishings, and appliances, home repairs, to prevent foreclosure, employment-related expenses, shelter, and utility bills.

• Non-profit agency committed to working with low income families of working poor to build decent housing with the aid of volunteers

• Sweat equity program requires 300 hours work per per family sweat equity hours

Regional Coordinated Entry to Housing Programs agency The family development program provides services that help persons with emergencies and crises, self-sufficiency, shelter and housing, homeless services, and several special projects. Services may include:

• Case management

• Emergency housing

• Foreclosure prevention assistance

• Permanent supportive housing

• Rent/deposit assistance

• Transitional housing

As a MN Housing Finance Agency Agent, Kootasca administrates this program in Itasca and Koochiching Counties to prevent homelesness. Households are assisted in securing safe, decent rental housing. Funds are provided to eligible applicants to keep them in stable housing Some program features are: - Tenant Education and assistance to establish good relationship with landlord in safe, affordable housing

• Budget counseling

• Short-term rental assistance to prevent homelessness

• Advocacy services to find information and services needed, plus ongoing support

• For Itasca County contact, Gail Beckman 218-999-0833