- Energy conservation improvements for single family homeowners - Home ownership: Purchase of new, existing or rehabilitated housing at regular fair market value - Home renovation: Loans for home improvements - Low interest loans for home repair in Minneapolis - New Housing: Sale of vacant lots for construction of new homes. City will work with the purchaser to arrange for builder and financing.

The Housing Department services include: - Emergency housing services loan program - Emergency rental assistance - Home renovation - Housing renovations for housing that serves older adults and people living with a disability - Transitional housing Waiting lists are provided for: - Affordable rental housing - Home loan (financing to purchase an existing home, construct a new home, or refinance an existing home mortgage)