Cash-grant program for families with low incomes experiencing household emergencies. Families can receive assistance once every 12 months. The assistance received must resolve the crisis. Families must use their own money first. The amount of assistance provided might not cover the entire emergency, but it can help. Emergency Assistance for Home Repairs: Families must own or live in the home and document the need for repair and the request must be reasonable Emergency Assistance for Moving Expenses: Moving expenses include costs for transportation of personal property, utility hookups, and deposits. Total shelter costs must not exceed 75% of the family's net income. The move must be due to the denial of Emergency Assistance to pay existing shelter costs and the county has determined that moving will resolve the emergency. Emergency Assistance for Shelter: Shelter costs must not exceed 75% of the family unit's net income and an unlawful detainer is required. The county will determine if assistance is available for families facing a loss of shelter and for families without shelter. Assistance may also include damage deposits. Emergency Assistance for Utility Bills: Families must have received a final shut-off notice. Assistance may be available for expenses such as municipal water, sewer, natural gas, electricity, fuel oil, firewood, and trash removal. The utility service must verify it will continue or restore service based on the receipt of Emergency Assistance funds or other payments. Emergency Assistance to Prevent Foreclosure: Families may request aid for an arrearage on contract-for-deed or mortgage payments when a foreclosure action occurs. The family must own, occupy, and maintain the home. The family's household income must be enough to pay housing costs over the next 12 months and can verify that their lender has denied refinancing.

Emergency General Assistance meets the emergency needs of eligible individuals who are in an emergency and who are residents of the state. EGA can offer emergency help with the following: - Damage or rental deposits on a case-by-case basis - Home repairs that make the house livable or clean up expenses for an apartment or home to make it livable - Moving expenses. May provide assistance to older adults or individuals living with a disability with moving fees associated with moving companies that pick up belongings and relocate the resident to a new residence. - Other additional food support for people who have special dietary needs - Mortgage assistance for households who are facing foreclosure - Property tax help for past due taxes - Transportation to relocate on a case-by-base basis for bus tickets only - Utility bills at risk of shut off such as electric, heating, or water bills. Rent must be current and up-to-date in order to receive assistance for utility help. NOTE: EGA does not help with rent assistance. Households who need rent assistance must apply through the Tenant Resource Connection Rent Help Hennepin application.

Programs that help qualified households afford basic improvements to the safety, livability, energy efficiency, and accessibility of the home as well as assist when an emergency is identified that threatens the household's health and safety. Project costs must be a minimum of $1,000.00 to qualify for assistance. All loans are deferred loans with no interest and no payments during the life of the loan. The loan is forgiven when the term is reached provided the individual occupies and owns the property during the entire loan term. These programs include: - Emergency & Accessibility Loan Program (ELP) - Community Block Development Grant (CBDG) - Rehabilitation Loan Program (RLP) - Rural Development Housing Preservation Grant Program (RDHPG)

- The city of Appleton has federal funds to rehabilitate houses - Fix-up grant of up to $18,750 - Call to verify house is in the target area - Low to moderate income requirement - Call the Swift County HRA

Provides loans, loan guarantees, and grants to individuals and families in order to buy, build, or repair affordable homes located in rural Minnesota. Eligibility for the loans and grants are based on income and varies according to the average median income for each area. The Single-Family Housing Program includes: - Non-profit entities to provide new homes or repair homes - Purchasing or building a new single-family home with no money down for homebuyers - Refinancing the current mortgage under certain qualifying circumstances - Repairing the current home for homeowners

Provides loans, loan guarantees, and grants to individuals and families in order to buy, build, or repair affordable homes located in rural Minnesota. Eligibility for the loans and grants are based on income and varies according to the average median income for each area. The Single-Family Housing Program includes: - Non-profit entities to provide new homes or repair homes - Purchasing or building a new single-family home with no money down for homebuyers - Refinancing the current mortgage under certain qualifying circumstances - Repairing the current home for homeowners

Cash-grant program for adults with low incomes experiencing a household emergency. Adults can receive assistance once every 12 months. The assistance received must resolve the crisis. Adults must use their own money first. The amount of assistance provided might not cover the entire emergency, but it can help. Emergency Assistance for Home Repairs: The applicant must own or live in the home and document the need for repair and the request must be reasonable Emergency Assistance for Moving Expenses: Moving expenses include costs for transportation of personal property, utility hookups, and deposits. Total shelter costs must not exceed 75% of the applicant's net income. The move must be due to the denial of Emergency Assistance to pay existing shelter costs and the county has determined that moving will resolve the emergency. Emergency Assistance for Shelter: Shelter costs must not exceed 75% of the applicant's net income and an unlawful detainer is required. The county will determine if assistance is available for individuals facing a loss of shelter and for individuals without shelter. Assistance may also include damage deposits. Emergency Assistance for Utility Bills: The applicant must have received a final shut-off notice. Assistance may be available for expenses such as municipal water, sewer, natural gas, electricity, fuel oil, firewood, and trash removal. The utility service must verify it will continue or restore service based on the receipt of Emergency Assistance funds or other payments. Emergency Assistance to Prevent Foreclosure: The applicant may request aid for an arrearage on contract-for-deed or mortgage payments when a foreclosure action occurs. The applicant must own, occupy, and maintain the home. The applicant's household income must be enough to pay housing costs over the next 12 months and can verify that their lender has denied refinancing.

Provides loans, loan guarantees, and grants to individuals and families in order to buy, build, or repair affordable homes located in rural Minnesota. Eligibility for the loans and grants are based on income and varies according to the average median income for each area. The Single-Family Housing Program includes: - Non-profit entities to provide new homes or repair homes - Purchasing or building a new single-family home with no money down for homebuyers - Refinancing the current mortgage under certain qualifying circumstances - Repairing the current home for homeowners

Emergency General Assistance meets the emergency needs of eligible individuals who are in an emergency and who are residents of the state. EGA can offer emergency help with the following: - Damage or rental deposits on a case-by-case basis - Home repairs that make the house livable or clean up expenses for an apartment or home to make it livable - Moving expenses. May provide assistance to older adults or individuals living with a disability with moving fees associated with moving companies that pick up belongings and relocate the resident to a new residence. - Other additional food support for people who have special dietary needs - Mortgage assistance for households who are facing foreclosure - Property tax help for past due taxes - Transportation to relocate on a case-by-base basis for bus tickets only - Utility bills at risk of shut off such as electric, heating, or water bills. Rent must be current and up-to-date in order to receive assistance for utility help. NOTE: EGA does not help with rent assistance. Households who need rent assistance must apply through the Tenant Resource Connection Rent Help Hennepin application.

Provides loans, loan guarantees, and grants to individuals and families in order to buy, build, or repair affordable homes located in rural Minnesota. Eligibility for the loans and grants are based on income and varies according to the average median income for each area. The Single-Family Housing Program includes: - Non-profit entities to provide new homes or repair homes - Purchasing or building a new single-family home with no money down for homebuyers - Refinancing the current mortgage under certain qualifying circumstances - Repairing the current home for homeowners

Emergency Assistance is short-term, one-time assistance for families in a financial crisis that poses a direct threat to their physical health or safety. Services may include: - Damage or rental deposits - Home repairs that make the house livable or clean up expenses for an apartment or home to make it livable - Moving expenses - Other additional food support for people who have special dietary needs - Mortgage assistance for households who are facing foreclosure - Property tax help for past due taxes - Transportation to relocate on a case-by-base basis for bus tickets only - Utility bills at risk of shut off such as electric, heating, or water bills. Rent must be current and up-to-date in order to receive assistance for utility help. NOTE: EA does not help with rent assistance. Households who need rent assistance must apply through the Tenant Resource Connection Rent Help Hennepin application.

Emergency Assistance is short-term, one-time assistance for families in a financial crisis that poses a direct threat to their physical health or safety. Services may include: - Damage or rental deposits - Home repairs that make the house livable or clean up expenses for an apartment or home to make it livable - Moving expenses - Other additional food support for people who have special dietary needs - Mortgage assistance for households who are facing foreclosure - Property tax help for past due taxes - Transportation to relocate on a case-by-base basis for bus tickets only - Utility bills at risk of shut off such as electric, heating, or water bills. Rent must be current and up-to-date in order to receive assistance for utility help. NOTE: EA does not help with rent assistance. Households who need rent assistance must apply through the Tenant Resource Connection Rent Help Hennepin application.

Provides loans, loan guarantees, and grants to individuals and families in order to buy, build, or repair affordable homes located in rural Minnesota. Eligibility for the loans and grants are based on income and varies according to the average median income for each area. The Single-Family Housing Program includes: - Non-profit entities to provide new homes or repair homes - Purchasing or building a new single-family home with no money down for homebuyers - Refinancing the current mortgage under certain qualifying circumstances - Repairing the current home for homeowners

Mayor and City Council Members -?Member contact information: ?https://www.aurora-mn.com/departments/city_council/CityCouncil.php Departments - City Officials: Mayor and city councils - City Clerk: Building permits, cemetery, community building, elections including absentee ballot, licenses (for liquor, rental and solicitor's), planning and zoning, and utility billing (waste water) - Fire Department: (218)229-3131; [email protected]; fire code questions, fire safety training and Aurora Auxiliary Fundraising - Garbage pick up - Housing and Redevelopment Authority (HRA): (218)229-2804; [email protected]; Neighborhood Revitalization Mini Grant to upgrade and improve the exterior of the residents' homes and property - Parks and Recreations - Public Works: (218)229-2624; [email protected]; maintains the City's infrastructure, buildings, equipment and open space, and for providing services to meet other essential needs of the city, including snow plowing - Water and waste water: (218)229-2231; [email protected]; drinking water quality, new water/waste water connection, sump pump inspections 2021, waste water questions and water questions

Assists with goods or services that contribute to the well-being and/or safety of the individual including: - Air conditioner (window mount) ?- Bed and/or dresser set ?- Carpet/floor covering ?- Couch/sofa ?- Freezer: Upright or chest ?- Furnace ?- Handicap accessibility needs ?- Kitchen range/stove ?- Kitchen table/chair set ?- Main/storm door ?- Microwave ?- Ramp ?- Recliner ?- Refrigerator ?- Septic pumping ?- Washer and/or dryer ?- Water and sewer repairs ?- Water heater Assistance is provided up to $600 per household (with a minimum of $50) towards the purchase of 1 item listed above. If the cost of the item exceeds $600, it is the applicant's responsibility to pay the remainder of the balance and they must demonstrate the ability to pay the remaining balance. Requests are generally limited to 1 request per household every 2 years, unless the request is for an emergency beyond the household's control.

Provides several programs for homeowners who may need help with their current home situation. Services provided: - Foreclosure Support: Households who are behind on their mortgage payments can work with a Foreclosure Counselor to assess their financial situation, provide realistic solutions, help them negotiate a workable plan with their lender, and find community resources to help with other needs. - Home Improvement Loans: Funding options are available through grant and loan programs such as the Small Cities Development Program, Federal Home Loan Bank, and the Minnesota Housing Finance Agency. - Refinance Counseling: Advisors are available to homeowners to review their current mortgage information and outline costs versus benefits of their decision to refinance. Advisors will create a household budget, compare different loan products, and review loan documents.

Assists with goods or services that contribute to the well-being and/or safety of the individual including: - Air conditioner (window mount) ?- Bed and/or dresser set ?- Carpet/floor covering ?- Couch/sofa ?- Freezer: Upright or chest ?- Furnace ?- Handicap accessibility needs ?- Kitchen range/stove ?- Kitchen table/chair set ?- Main/storm door ?- Microwave ?- Ramp ?- Recliner ?- Refrigerator ?- Septic pumping ?- Washer and/or dryer ?- Water and sewer repairs ?- Water heater Assistance is provided up to $600 per household (with a minimum of $50) towards the purchase of 1 item listed above. If the cost of the item exceeds $600, it is the applicant's responsibility to pay the remainder of the balance and they must demonstrate the ability to pay the remaining balance. Requests are generally limited to 1 request per household every 2 years, unless the request is for an emergency beyond the household's control.

Administers a variety of loan and grant programs for eligible homeowners to make basic improvements to the safety, livability, energy efficiency, and accessibility of their homes. Examples of improvements include: - Electrical wiring - Furnace or boiler replacement - Lead-based paint hazards - Mold and radon mitigation - Plumbing - Siding and roofing - Window and/or door replacements

Offers private homeowners and landlords the resources to make improvements to their homes through a variety of community-based programs. The programs help homeowners who meet income limits, and landlords renting to low-income tenants keep their properties safe, secure, and well-maintained. - Exterior Housing Renovation Matching Funds Program: Provide a 30 year deferred loan for renovation costs of up to $15,500.00 through Minnesota Housing. The program requires a dollar for dollar match that may be obtained as a forgivable loan for eligible participants. Eligible properties located in Lincoln Park, Central Hillside, and East Hillside. - Healthy Homes Pilot Program: Provides a thirty year deferred loan up to $25,000 to qualified homeowners for single-family home repair projects and owner-occupied small multi-family homes of two to four units whose rents are affordable to low and moderate income households. - Rental Rehabilitation Program: Provides zero interest loans of up to $15,000 per rental unit ($10,000 per studio unit), and up to $30,000 for a single-family rental home for qualifying properties. - Single Family Rehab Program: Provides zero interest, 15 year deferred loans up to $30,000 to qualified homeowners for single-family home repair projects. Eligible projects include health safety items, roof repair/replacement, window replacement, siding/envelope improvement, and energy efficiency upgrades.

Provides loans, loan guarantees, and grants to individuals and families in order to buy, build, or repair affordable homes located in rural Minnesota. Eligibility for the loans and grants are based on income and varies according to the average median income for each area. The Single-Family Housing Program includes: - Non-profit entities to provide new homes or repair homes - Purchasing or building a new single-family home with no money down for homebuyers - Refinancing the current mortgage under certain qualifying circumstances - Repairing the current home for homeowners

Homebuyer Initiated Program (HIP): Participants receive two grants: one for down payment and closing costs, and one for (suburban Ramsey County - open real estate market) to help purchase and rehab a home in Ramsey County. Note: Rondo CLT has also moved buildings slated for demolition to vacant lots for rehabilitation and resale, and built new homes. Visit the website for any updates on these programs.

Provides loans, loan guarantees, and grants to individuals and families in order to buy, build, or repair affordable homes located in rural Minnesota. Eligibility for the loans and grants are based on income and varies according to the average median income for each area. The Single-Family Housing Program includes: - Non-profit entities to provide new homes or repair homes - Purchasing or building a new single-family home with no money down for homebuyers - Refinancing the current mortgage under certain qualifying circumstances - Repairing the current home for homeowners

- For Koochiching County call Sharon Frank at 218-283-5225 or 800-559-9491 Deferred Loan and Home rehabilitation assistance to low-income; generally used for carpenter work, mechanical work or utilities.

Emergency General Assistance meets the emergency needs of eligible individuals who are in an emergency and who are residents of the state. EGA can offer emergency help with the following: - Damage or rental deposits on a case-by-case basis - Home repairs that make the house livable or clean up expenses for an apartment or home to make it livable - Moving expenses. May provide assistance to older adults or individuals living with a disability with moving fees associated with moving companies that pick up belongings and relocate the resident to a new residence. - Other additional food support for people who have special dietary needs - Mortgage assistance for households who are facing foreclosure - Property tax help for past due taxes - Transportation to relocate on a case-by-base basis for bus tickets only - Utility bills at risk of shut off such as electric, heating, or water bills. Rent must be current and up-to-date in order to receive assistance for utility help. NOTE: EGA does not help with rent assistance. Households who need rent assistance must apply through the Tenant Resource Connection Rent Help Hennepin application.

Emergency General Assistance meets the emergency needs of eligible individuals who are in an emergency and who are residents of the state. EGA can offer emergency help with the following: - Damage or rental deposits on a case-by-case basis - Home repairs that make the house livable or clean up expenses for an apartment or home to make it livable - Moving expenses. May provide assistance to older adults or individuals living with a disability with moving fees associated with moving companies that pick up belongings and relocate the resident to a new residence. - Other additional food support for people who have special dietary needs - Mortgage assistance for households who are facing foreclosure - Property tax help for past due taxes - Transportation to relocate on a case-by-base basis for bus tickets only - Utility bills at risk of shut off such as electric, heating, or water bills. Rent must be current and up-to-date in order to receive assistance for utility help. NOTE: EGA does not help with rent assistance. Households who need rent assistance must apply through the Tenant Resource Connection Rent Help Hennepin application.