Advise and assist all veterans and their dependents with all state and federal veterans benefits: - Alcohol dependency treatment - Burial benefits - Death benefits - Dental treatment - Disability insurance - Discharge reviews - Domiciliary care -Drug dependency treatment - Education and training - Financial assistance - GI Bill educational training - GI Life Insurance - Home loan guaranteed by the USDVA - Non-service connected disability pension - Outpatient medical care - Service-connected disability compensation - Survivors and dependents education - Vocational rehabilitation for individuals with disabilities

Provide assistance and support to veterans and their dependents in obtaining benefits through county, state, and federal programs. Benefits include: - Alcohol and drug dependency treatment - Death and burial benefits - Dental and optical vouchers for both qualified veterans and their spouses - Discharge review - Education and training - GI Bill education training - GI life insurance - Home loan guaranteed by the USDVA - Outpatient medical care - Medical assistance in veterans hospitals and grants for non-veteran hospitals - Non-service related disability pension - Service related disability compensation - Survivors and dependents education - Vocational rehabilitation for the disabled

Homeownership programs include: Community Housing Development Organization (CHDO): Provides homes available under a Contract for Deed with no down payment for those who qualify to assist in the stabilization of declining neighborhoods. Program rules provide a 0% down payment and interest loan for a maximum of 30 days. Community Revitalization Fund (CRF): ?Provides low interest loans for qualified individuals in building or buying existing homes. Down payment assistance may be available through CRF program. First-time Homebuyer Program: Partners with Minnesota Housing Finance Agency for funding made available annually Section 8 Home Ownership Program: Helps with mortgage payments for current participants of the Section 8 Housing Choice Voucher program. The program is open to participants who have been on the voucher program for at least one year. Once on the program, the family will be issued a Homeownership voucher.

Advise and assist all county veterans and their dependents with state and federal benefits including: - Chemical dependency treatment - Death and burial benefits ?- Dental and optical assistance via the MN Department of Veterans Affairs - Discharge review and upgrade assistance - Emergency Financial assistance upon approval of the Minnesota Department of Veterans Affairs - GI Bill education and training, on-the-job training - GI life insurance - Home loan guaranteed by the USDVA - Non-service-connected disability pension - Outpatient medical care - Service connected disability compensation - Survivors and dependents education assistance - Vocational rehabilitation for service connected veterans

Provide assistance and support to veterans and their dependents in obtaining benefits through county, state, and federal programs. Benefits include: - Alcohol and drug dependency treatment - Death and burial benefits - Dental and optical vouchers for both qualified veterans and their spouses - Discharge review - Education and training - GI Bill education training - GI life insurance - Home loan guaranteed by the USDVA - Outpatient medical care - Medical assistance in veterans hospitals and grants for non-veteran hospitals - Non-service-related disability pension - Service related disability compensation - Survivors and dependents education - Transportation to and from either the Saint Cloud VA Medical Center or the Minneapolis VA Medical Center - Vocational rehabilitation for the disabled

Provides loans, loan guarantees, and grants to individuals and families in order to buy, build, or repair affordable homes located in rural Minnesota. Eligibility for the loans and grants are based on income and varies according to the average median income for each area. The Single-Family Housing Program includes: - Non-profit entities to provide new homes or repair homes - Purchasing or building a new single-family home with no money down for homebuyers - Refinancing the current mortgage under certain qualifying circumstances - Repairing the current home for homeowners

Advises and assists veterans and their dependents with all state and federal veterans benefits such as: - Burial benefits - Financial assistance through the V.A. for dental work - G.I. Bill education assistance - G. I. Bill life insurance - Home loan guaranteed by the U.S.D.V.A. - Information about and referrals to other service agencies for chemical dependency treatment and vocational rehabilitation - Outpatient medical care through the V.A. - Service-connected disability compensation - "State Soldiers Assistance Program" (SSAP) provides cash assistance in the form of shelter payments (rent and mortgage), utilities, and personal needs grants to veterans who are unable to work as a result of a temporary disability. There are strict income and asset requirements. - Survivors and dependents education - Transportation to VA Medical Center - Veteran/military health insurance - Veteran survivor insurance

- Down payment/closing cost assistance - Home Stretch Workshops - Counseling Service - Lenders/Realtors/Insurance/Inspectors - Koochiching County contact Sharon Frank at 218-283-9491 or 800-559-9491

Help for veterans looking to access: - Compensation and pension benefits - Information and referral - Medical care enrollment - Survivor benefits - Transportation to the VA Medical Center appointment ?- VA education programs - VA home loans - VA Insurance programs - VA state and federal burial benefits - VA state temporary financial aid, dental, optical, and special needs

Provides assistance and support to veterans and their dependents in obtaining benefits through state and federal programs including: - Burial and death benefits - Dental and medical care - Education and training - Home loan guarantees - Pension - State Subsistence: Financial assistance for basic dental and optical care, mortgage, personal needs, rent and utilities for veterans who cannot work due to temporary disability.

Advise and assist all veterans and their dependents with all state and federal veterans benefits: - Disability - Social Security - Alcohol dependency treatment - Burial benefits - Service-connected disability compensation - Dental treatment - Disability insurance - Discharge reviews - Death benefits - Domiciliary care - Death benefits - Drug dependency treatment - Education and training - Financial assistance - GI Bill educational training - GI life insurance - Home loan guaranteed by the USDVA - Outpatient medical care - Non-service connected disability pension - Survivors and dependents education - Vocational rehabilitation for disabled

Provides training, education, and counseling to first-time homebuyers. Classes are open to first-time homebuyers or current homeowners. Offers a variety of homeownership tools to start the journey of owning a home, such as: - Framework: Offers access to an online learning option. An alternative course designed to help homebuyers navigate the home-buying process, which can be completed at their own pace. - Homestretch Workshops: For individuals interested in learning how to buy a home. Local professionals such as real estate agents, lenders, and home inspectors speak about their part in the process. Down payment and closing cost assistance may be available to first-time homebuyers who complete the workshop, as well as meet other eligibility criteria. Virtual workshops are available. - One-On-One Counseling Session: Counseling sessions are free and are focused on affordability, types of mortgages, budgeting, savings, and accomplishing goals

Advise and assist all veterans and their dependents with all state and federal veterans benefits: Disability, Social Security including: - Alcohol dependency treatment - Burial benefits - Service-connected disability compensation - Dental treatment - Disability insurance - Discharge reviews - Death benefits - Domiciliary care - Death benefits - Drug dependency treatment - Education and training - Financial assistance - G.I. Bill educational training - G.I. Life Insurance - Home loan guaranteed by the U.S.D.V.A. - Outpatient medical care - Non-service connected disability pension - Survivors and dependents education - Vocational rehabilitation for disabled

Counsels, advises, and assists veterans and/or their dependents in securing and maximizing federal and state benefits and assistance programs

Advises and assists veterans and their dependents with all state and federal veterans benefits such as: - Burial benefits - Financial assistance through the V.A. for dental work - G.I. Bill education assistance - G. I. Bill life insurance - Home loan guaranteed by the U.S.D.V.A. - Information about and referrals to other service agencies for chemical dependency treatment and vocational rehabilitation - Outpatient medical care through the V.A. - Service-connected disability compensation - "State Soldiers Assistance Program" (SSAP) provides cash assistance in the form of shelter payments (rent and mortgage), utilities (electric, gas, propane, and water), and personal needs grants to veterans who are unable to work as a result of a temporary disability. There are strict income and asset requirements. - Survivors and dependents education - Transportation to VA Medical Center - Veteran/military health insurance - Veteran survivor insurance

Provide assistance and support to veterans and their dependents in obtaining benefits through county, state, and federal programs. Benefits include: - Death and burial benefits - Dental and optical vouchers for both qualified veterans and their spouses - Discharge review - Education and training - GI Bill education training - GI life insurance - Home loan guaranteed by the USDVA - Outpatient medical care - Medical assistance in veterans hospitals and grants for non-veteran hospitals - Non-service related disability pension - Service related disability compensation - Survivors and dependents education - Transportation to and from the Minneapolis VA Hospital (non-emergency only) on odd number days, Monday through Friday. - Vocational rehabilitation for the disabled

Provides guidance and assistance to veterans, their dependents, and survivors in applying for veteran benefits. Advises and assists veterans with all state and federal veterans benefits, such as: - Burial benefits - Financial assistance through the V.A. for dental work - G.I. Bill educational training - G.I. Life Insurance - Home loan guaranteed by the U.S.D.V.A. - Referrals to other public and private programs - Service-connected disability compensation - Survivor's and dependent education - Transportation to Sioux Falls VA Medical Center - Veteran/Military health insurance - Veteran survivor insurance

Advises and assists veterans and their dependents with all state and federal veterans benefits, such as: - Burial benefits - Service-connected disability compensation - Veteran survivor insurance - Veteran/Military health insurance - G.I. Bill educational training - G.I. Life Insurance - Home loan guaranteed by the U.S.D.V.A. - Transportation to VA Medical Center - Outpatient medical care through the V.A. - Financial assistance through the V.A. for dental work - Survivors and dependents education "State Soldiers Assistance Program" (SSAP): provides veterans who are unable to work as a result of temporary disability with cash assistance toward housing (rent, mortgage, and utilities) and other personal needs. There are strict income and asset requirements. Information about and referrals to other service agencies for chemical dependency treatment and vocational rehabilitation. Provides transportation to the Minneapolis VA Medical Center on odd number days, Monday through Friday.

Home improvement loans for income eligible residents. Can be used for emergency repairs, remodeling, additions, lead abatement, accessibility modifications, and energy improvements. Loans have a sliding scale interest rate of 0 - 8%. First-time home buyers programs for eligible Saint Louis Park purchasers offering low interest loans, down payment, and closing cost assistance. There are income and purchase price limits.

The Rochester Area Foundation's First Homes initiative was launched in 1999 as an effort to alleviate a severe housing shortage by creating homes for working families living within a 30-mile radius of Rochester. First Homes assistance is limited to working families earning under 80 percent of the state median income.

Advises and assists veterans and their dependents with all state and federal veterans benefits, such as: - Burial benefits - Financial assistance through the V.A. for dental work - G.I. Bill education assistance - G.I. Bill life insurance - Home loan guaranteed by the U.S.D.V.A. - Information about and referrals to other service agencies for chemical dependency treatment and vocational rehabilitation - Outpatient medical care through the V.A. - Service-connected disability compensation - "State Soldiers Assistance Program" (SSAP) provides cash assistance in the form of shelter payments (rent and mortgage), utilities, and personal needs grants to veterans who are unable to work as a result of a temporary disability. There are strict income and asset requirements. - Survivors and dependents' education - Transportation to the VA Medical Center - Veteran/military health insurance - Veteran survivor insurance

Advises and assists veterans and their dependents with state and federal veterans benefits, including: - Alcohol dependency treatment - Burial benefits - Service-connected disability compensation - Dental treatment - Disability insurance - Discharge reviews - Death benefits - Domiciliary care - Drug dependency treatment - Education and training - Financial assistance - G.I. Bill educational training - G.I. Life Insurance - Home loan guaranteed by the U.S.D.V.A. - Non-service connected disability pension - Outpatient medical care - Survivors and dependents education - Vocational rehabilitation for disabled

Advises and assists veterans and their dependents with all state and federal veterans benefits, such as: - Burial benefits - Financial assistance through the V.A. for dental work - G.I. Bill educational training - G.I. Life Insurance - Home loan guaranteed by the U.S.D.V.A. - Outpatient medical care through the V.A. - Service-connected disability compensation - Veteran survivor insurance - Veteran/Military health insurance - Transportation to VA Medical Center - Survivors and dependents education "State Soldiers Assistance Program" (SSAP): provides veterans who are unable to work as a result of temporary disability with cash assistance toward housing costs (rent, mortgage, and utilities such as gas, electric, heating fuel, and water) and other personal needs. There are strict income and asset requirements. Information about and referrals to other service agencies for chemical dependency treatment and vocational rehabilitation.

Provides assistance and support to veterans and their dependents in obtaining benefits through county, state, and federal programs including: - Burial benefits - Chemical dependency treatment - Dependency and indemnity compensation (DIC) - Pension - Home loan guarantees - State Subsistence: Financial assistance for basic dental and optical care, mortgage, personal needs, rent, and utilities for veterans who cannot work due to a temporary disability. - State veterans nursing homes - ??Veterans van: Transportation to Minneapolis VA Medical Center or Mankato VA Community Based Outpatient Clinic. Veterans vans travel on even days only with pick up and drop off points, and are not wheelchair accessible. The van cannot transport anyone with a serious or acute medical condition or those requiring continuous use of an oxygen tank.

Resource center providing information and resources, including: - A number of various loss mitigation programs and informational resources to assist FHA-insured homeowners facing financial hardship and whose mortgage is either in default or at risk of default. - Answers consumer questions about buying a home, qualifying for a mortgage, down payment assistance, buying HUD homes, refinancing, lien releases, obtaining a HUD-1 settlement statement, request for payoff amounts, or other issues associated with an FHA-insured mortgage - HUD handbooks, forms, and publications