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Medicare Savings Programs have four sub-programs:

• Qualified Disabled and Working Individuals (QDWI): Helps pay for Part A premiums only. Monthly income limits for individuals and married couples apply.

• Qualified Medicare Beneficiary (QMB): Helps pay for Part A and B premiums as well as deductibles, coinsurance and copayments. Monthly income limits for individuals and married couples apply.

• Qualifying Individual (QI): Helps pay for Part B premiums only. Monthly income limits for individuals and married couples apply.

• Specified Low-Income Medicare Beneficiary (SLMB): Helps pay for Part B premiums only. Monthly income limits and countable resource limits apply for individuals and married couples.

Monthly income and countable resource limits apply. Countable resources include any checking or savings funds, stocks, and bonds. A home, one car, a burial plot, $1500 in burial expenses (if the amount is set aside), furniture, and other household items are not applied toward the resource limit. Participants pay for Medicare services that aren't covered, such as routine physicals and prescription drugs. Generally under these programs, premiums are put back into the monthly Social Security check, increasing participants' monthly income.

Medicare Savings Programs have four sub-programs: Qualified Disabled and Working Individuals (QDWI): Helps pay for Part A premiums only. Qualifying Individual (QI): Helps pay for Part B premiums only. Specified Low-Income Medicare Beneficiary (SLMB): Helps pay for Part B premiums only. Qualified Medicare Beneficiary (QMB): Helps pay for Part A and B premiums as well as deductibles, coinsurance, and copayments. Monthly income and countable resource limits apply. Countable resources include any checking or savings funds, stocks, and bonds. A home, one car, a burial plot, $1500 in burial expenses (if the amount is set aside), furniture, and other household items are not applied toward the resource limit. Participants pay for Medicare services that aren't covered, such as routine physicals and prescription drugs. Generally under these programs, premiums are put back into the monthly Social Security check, increasing participants' monthly income.

Medicare Savings Programs have four sub-programs:

• Qualified Disabled and Working Individuals (QDWI): Helps pay for Part A premiums only.

• Qualifying Individual (QI): Helps pay for Part B premiums only.

• Specified Low-Income Medicare Beneficiary (SLMB): Helps pay for Part B premiums only.

• Qualified Medicare Beneficiary (QMB): Helps pay for Part A and B premiums as well as deductibles, coinsurance, and copayments.

Monthly income and countable resource limits apply. Countable resources include any checking or savings funds, stocks, and bonds. A home, one car, a burial plot, $1500 in burial expenses (if the amount is set aside), furniture, and other household items are not applied toward the resource limit. Participants pay for Medicare services that aren't covered, such as routine physicals and prescription drugs. Generally under these programs, premiums are put back into the monthly Social Security check, increasing participants' monthly income.

• Under both programs Part B premiums are put back into the monthly Social Security check, making participants' monthly income increase.

• The QMB program will pay the Medicare co-payments and deductibles. For example, if enrolled in the QMB program, the participant does not have to pay the annual part B deductible, the 20% part B co-payment, or the part A hospital deductible

• The participant pays for Medicare services that aren't covered, such as routine physicals and outpatient prescription drugs.

Medicare Savings Programs have four sub-programs: Qualified Disabled and Working Individuals (QDWI): Helps pay for Part A premiums only. Qualifying Individual (QI): Helps pay for Part B premiums only. Qualified Medicare Beneficiary (QMB): Helps pay for Part A and B premiums as well as deductibles, coinsurance, and copayments. Specified Low-Income Medicare Beneficiary (SLMB): Helps pay for Part B premiums only.??Monthly income and countable resource limits apply. Countable resources include any checking or savings funds, stocks, and bonds. A home, one car, a burial plot, $1500 in burial expenses (if the amount is set aside), furniture, and other household items are not applied toward the resource limit. Participants pay for Medicare services that aren't covered, such as routine physicals and prescription drugs.? ?Generally under these programs, premiums are put back into the monthly Social Security check, increasing participants' monthly income.

Medicare Savings Programs have four sub-programs:

• Qualified Disabled and Working Individuals (QDWI): Helps pay for Part A premiums only

• Qualifying Individual (QI): Helps pay for Part B premiums only

• Specified Low-Income Medicare Beneficiary (SLMB): Helps pay for Part B premiums only

• Qualified Medicare Beneficiary (QMB): Helps pay for Part A and B premiums as well as deductibles, coinsurance, and copayments

Monthly income and countable resource limits apply. Countable resources include any checking or savings funds, stocks, and bonds. A home, one car, a burial plot, $1500 in burial expenses (if the amount is set aside), furniture, and other household items are not applied toward the resource limit. Participants pay for Medicare services that aren't covered, such as routine physicals and prescription drugs. Generally under these programs, premiums are put back into the monthly Social Security check, increasing participants' monthly income

Medicare Savings Programs have four sub-programs: Qualified Disabled and Working Individuals (QDWI): Helps pay for Part A premiums only. Qualifying Individual (QI): Helps pay for Part B premiums only. Specified Low-Income Medicare Beneficiary (SLMB): Helps pay for Part B premiums only. Qualified Medicare Beneficiary (QMB): Helps pay for Part A and B premiums as well as deductibles, coinsurance, and copayments. Monthly income and countable resource limits apply. Countable resources include any checking or savings funds, stocks, and bonds. A home, one car, a burial plot, $1500 in burial expenses (if the amount is set aside), furniture, and other household items are not applied toward the resource limit. Participants pay for Medicare services that aren't covered, such as routine physicals and prescription drugs. Generally under these programs, premiums are put back into the monthly Social Security check, increasing participants' monthly income.

Medicare Savings Programs have four sub-programs: Qualified Disabled and Working Individuals (QDWI): Helps pay for Part A premiums only. Qualifying Individual (QI): Helps pay for Part B premiums only. Qualified Medicare Beneficiary (QMB): Helps pay for Part A and B premiums as well as deductibles, coinsurance, and copayments. Specified Low-Income Medicare Beneficiary (SLMB): Helps pay for Part B premiums only. Monthly income and countable resource limits apply. Countable resources include any checking or savings funds, stocks, and bonds. A home, one car, a burial plot, $1500 in burial expenses (if the amount is set aside), furniture, and other household items are not applied toward the resource limit. Participants pay for Medicare services that aren't covered, such as routine physicals and prescription drugs.? ?Generally under these programs, premiums are put back into the monthly Social Security check, increasing participants' monthly income.

Medicare Savings Programs have four sub-programs: Qualified Disabled and Working Individuals (QDWI): Helps pay for Part A premiums only. Qualifying Individual (QI): Helps pay for Part B premiums only.? Qualified Medicare Beneficiary (QMB): Helps pay for Part A and B premiums as well as deductibles, coinsurance, and copayments. Specified Low-Income Medicare Beneficiary (SLMB): Helps pay for Part B premiums only.? Monthly income and countable resource limits apply. Countable resources include any checking or savings funds, stocks, and bonds. A home, one car, a burial plot, $1500 in burial expenses (if the amount is set aside), furniture, and other household items are not applied toward the resource limit. Participants pay for Medicare services that aren't covered, such as routine physicals and prescription drugs.? ?Generally, under these programs, premiums are put back into the monthly Social Security check, increasing participants' monthly income.

• Open enrollment dates are Mid October - Early December

• Under both programs Part B premiums are put back into the monthly Social Security check, making participants' monthly income increase.

• The QMB program will pay the Medicare co-payments and deductibles. For example, if enrolled in the QMB program, the participant does not have to pay the annual part B deductible ($140 in 2012), the 20% part B co-payment, or the part A hospital deductible ($1,156 in 2012).

• The participant pays for Medicare services that aren't covered, such as routine physicals and outpatient prescription drugs.

Medicare Savings Programs have four sub-programs: Qualified Disabled and Working Individuals (QDWI): Helps pay for Part A premiums only. Qualifying Individual (QI): Helps pay for Part B premiums only.? Qualified Medicare Beneficiary (QMB): Helps pay for Part A and B premiums as well as deductibles, coinsurance, and copayments. Specified Low-Income Medicare Beneficiary (SLMB): Helps pay for Part B premiums only.? Monthly income and countable resource limits apply. Countable resources include any checking or savings funds, stocks, and bonds. A home, one car, a burial plot, $1500 in burial expenses (if the amount is set aside), furniture, and other household items are not applied toward the resource limit. Participants pay for Medicare services that aren't covered, such as routine physicals and prescription drugs.? ?Generally, under these programs, premiums are put back into the monthly Social Security check, increasing participants' monthly income.

MA-QWD is for employed people under age 65 with disabilities who lost their RSDI benefits because their income exceeds Substantial Gainful Activity (SGA) limits. QWD Program pays for Medicare Part A premium if eligible. This is the only benefit provided by QWD.

Medicare Savings Programs have four sub-programs:

• Qualified Disabled and Working Individuals (QDWI): Helps pay for Part A premiums only. Monthly income limits for individuals and married couples apply.

• Qualified Medicare Beneficiary (QMB): Helps pay for Part A and B premiums as well as deductibles, coinsurance, and copayments. Monthly income limits for individuals and married couples apply.

• Qualifying Individual (QI): Helps pay for Part B premiums only. Monthly income limits for individuals and married couples apply.

• Specified Low-Income Medicare Beneficiary (SLMB): Helps pay for Part B premiums only. Monthly income limits and countable resource limits apply for individuals and married couples

Medicare Savings Programs have four sub-programs: Qualified Disabled and Working Individuals (QDWI): Helps pay for Part A premiums only. Qualifying Individual (QI): Helps pay for Part B premiums only. Specified Low-Income Medicare Beneficiary (SLMB): Helps pay for Part B premiums only. Qualified Medicare Beneficiary (QMB): Helps pay for Part A and B premiums as well as deductibles, coinsurance, and copayments. Monthly income and countable resource limits apply. Countable resources include any checking or savings funds, stocks, and bonds. A home, one car, a burial plot, $1500 in burial expenses (if the amount is set aside), furniture, and other household items are not applied toward the resource limit. Participants pay for Medicare services that aren't covered, such as routine physicals and prescription drugs. Generally under these programs, premiums are put back into the monthly Social Security check, increasing participants' monthly income.

Medicare Savings Programs have four sub-programs:

• Qualified Disabled and Working Individuals (QDWI): Helps pay for Part A premiums only. Monthly income limits for individuals and married couples apply.

• Qualified Medicare Beneficiary (QMB): Helps pay for Part A and B premiums as well as deductibles, coinsurance, and copayments. Monthly income limits for individuals and married couples apply.

• Qualifying Individual (QI): Helps pay for Part B premiums only. Monthly income limits for individuals and married couples apply.

• Specified Low-Income Medicare Beneficiary (SLMB): Helps pay for Part B premiums only. Monthly income limits for individuals and married couples apply. Monthly income limits and countable resource limits apply for individuals and married couples. Countable resources include money in a checking or savings account, stocks, and bonds. A home, one car, a burial plot, $1,500 in burial expenses (if the amount is put aside), furniture, and other household and personal items do not apply for the resource limit. Generally under these programs, premiums are put back into the monthly Social Security check making participants' monthly income increase, which takes a couple months to process.

Medicare Savings Programs have four sub-programs: Qualified Disabled and Working Individuals (QDWI): Helps pay for Part A premiums only. Qualifying Individual (QI): Helps pay for Part B premiums only. Specified Low-Income Medicare Beneficiary (SLMB): Helps pay for Part B premiums only. Qualified Medicare Beneficiary (QMB): Helps pay for Part A and B premiums as well as deductibles, coinsurance, and copayments.

MA-QWD is for employed people under age 65 with disabilities who lost their RSDI benefits because their income exceeds Substantial Gainful Activity (SGA) limits. QWD Program pays for Medicare Part A premium if eligible. This is the only benefit provided by QWD.

• This is a Medicaid program for beneficiaries who need help in paying for Medicare services. The beneficiary must have Medicare Part A and limited income and resources. For those who qualify, the Medicaid program pays Medicare Part A premiums, Part B premiums, and Medicare deductibles and coinsurance amounts for Medicare services. Benefits begin the month following the month in which approval occurred

• Note: There can be a lag time before SSA is able to stop taking the premiums out of the recipient's benefit check, but the recipient will be reimbursed by SSA for all months eligible for SLMB and/or QMB or QI-1. The reverse is true when these programs terminate: recipients should be told to put aside premium costs from first month of termination on

• can apply online at www.mnbenefits.mn.gov

Medicare Savings Programs have four sub-programs:

• Qualified Disabled and Working Individuals (QDWI): Helps pay for Part A premiums only. Monthly income limits for individuals and married couples apply

• Qualified Medicare Beneficiary (QMB): Helps pay for Part A and B premiums as well as deductibles, coinsurance, and copayments. Monthly income limits for individuals and married couples apply

• Qualifying Individual (QI): Helps pay for Part B premiums only. Monthly income limits for individuals and married couples apply

• Specified Low-Income Medicare Beneficiary (SLMB): Helps pay for Part B premiums only. Monthly income limits and countable resource limits apply for individuals and married couples

Medicare Savings Programs have four sub-programs:

• Qualified Disabled and Working Individuals (QDWI): Helps pay for Part A premiums only. Monthly income limits for individuals and married couples apply.

• Qualified Medicare Beneficiary (QMB): Helps pay for Part A and B premiums as well as deductibles, coinsurance, and copayments. Monthly income limits for individuals and married couples apply.

• Qualifying Individual (QI): Helps pay for Part B premiums only. Monthly income limits for individuals and married couples apply.

• Specified Low-Income Medicare Beneficiary (SLMB): Helps pay for Part B premiums only. Monthly income limits and countable resource limits apply for individuals and married couples.

Medicare Savings Programs have four sub-programs:

• Qualified Disabled and Working Individuals (QDWI): Helps pay for Part A premiums only. Monthly income limits for individuals and married couples apply.

• Qualified Medicare Beneficiary (QMB): Helps pay for Part A and B premiums as well as deductibles, coinsurance, and copayments. Monthly income limits for individuals and married couples apply.

• Qualifying Individual (QI): Helps pay for Part B premiums only. Monthly income limits for individuals and married couples apply.

• Specified Low-Income Medicare Beneficiary (SLMB): Helps pay for Part B premiums only. Monthly income limits and countable resource limits apply for individuals and married couples.

Medicare Savings Programs have four sub-programs:

• Qualified Disabled and Working Individuals (QDWI): Helps pay for Part A premiums only. Monthly income limits for individuals and married couples apply.

• Qualified Medicare Beneficiary (QMB): Helps pay for Part A and B premiums as well as deductibles, coinsurance, and copayments. Monthly income limits for individuals and married couples apply.

• Qualifying Individual (QI): Helps pay for Part B premiums only. Monthly income limits for individuals and married couples apply.

• Specified Low-Income Medicare Beneficiary (SLMB): Helps pay for Part B premiums only. Monthly income limits and countable resource limits apply for individuals and married couples.

Medicare Savings Programs have four sub-programs:

• Qualified Disabled and Working Individuals (QDWI): Helps pay for Part A premiums only. Monthly income limits for individuals and married couples apply.

• Qualified Medicare Beneficiary (QMB): Helps pay for Part A and B premiums as well as deductibles, coinsurance, and copayments. Monthly income limits for individuals and married couples apply.

• Qualifying Individual (QI): Helps pay for Part B premiums only. Monthly income limits for individuals and married couples apply.

• Specified Low-Income Medicare Beneficiary (SLMB): Helps pay for Part B premiums only. Monthly income limits for individuals and married couples apply. Monthly income limits and countable resource limits apply for individuals and married couples. Countable resource include money in a checking or savings account, stocks, and bonds. A home, one car, a burial plot, $1,500 in burial expenses (if the amount is put aside), furniture, and other household, and personal items do not apply for the resource limit. Generally under these programs, premiums are put back into the monthly Social Security check making participants' monthly income increase, which takes a couple months to process.

Medicare Savings Programs have four sub-programs: Qualified Disabled and Working Individuals (QDWI): Helps pay for Part A premiums only. Qualifying Individual (QI): Helps pay for Part B premiums only. Qualified Medicare Beneficiary (QMB): Helps pay for Part A and B premiums as well as deductibles, coinsurance, and copayments. Specified Low-Income Medicare Beneficiary (SLMB): Helps pay for Part B premiums only. Monthly income and countable resource limits apply. Countable resources include any checking or savings funds, stocks, and bonds. A home, one car, a burial plot, $1500 in burial expenses (if the amount is set aside), furniture, and other household items are not applied toward the resource limit. Participants pay for Medicare services that aren't covered, such as routine physicals and prescription drugs. Generally under these programs, premiums are put back into the monthly Social Security check, increasing participants' monthly income.

This is a Medicaid program for beneficiaries who need help in paying for Medicare Part B premiums. For those who qualify, the Medicaid program pays full Medicare Part B premiums only. Eligibility begins the month of application and, if eligible, retroactively for up to 3 months. Note: There can be a lag time before SSA is able to stop taking the premiums out of the recipient's benefit check but the recipient will be reimbursed by SSA for all months eligible for SLMB and/or QMB or QI. The reverse is true when these programs terminate: recipients should be told to put aside premium costs from first month of termination on.